Sarasota County property record for 3905 Cocoanut Ave, Sarasota, FL 34234
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1978 |
| Lot Size | 0.118 acres (5,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,000 (Jul 2016) |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Mortgage + 3 more |
| APN | 0026-13-0036 |
| Primary APN | 0026-13-0036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,175 sqft (0.118 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3905 COCOANUT AVE |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34234-4650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 15 BLK C PALM GROVE |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 07 |
| Legal Subdivision | PALM GROVE |
| Legal Tract | 282 |
| Legal Block | C |
| Legal Lot Number | 15 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1000 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 20, 2018 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Prior Sale | Jul 9, 1998 · Amount on Record |
| Deed Document Number | 2016088995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3905 COCOANIJT AVE, SARASOTA, FL 34234 |
| Document Number | 0000145857 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023145857 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Document Number | 0000217018 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021217018 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Document Number | 0000074810 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021074810 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Document Number | 0000114190 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 COCOANUT AVE SARASOTA FL 342344650, SARASOTA, FL 34234-4650 |
| Document Number | 0000114190 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 114190 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3905 COCOANUT AVE, SARASOTA, FL 34234-4650 |
| Document Number | 0000100868 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 COCOANUT AVE SARASOTA FL 342344650, SARASOTA, FL 34234-4650 |
| Document Number | 0000100868 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 100868 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate | 4.25% |
|---|
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 (-9.7%) Homeowner's exemption | $102,096 (+5.99%) | $114,100 (-21.69%) Land $49,000 Building $65,100 |
| 2023 | $1,021.00 (+7.25%) Homeowner's exemption | $96,329 (+3%) | $145,700 (+1.96%) Land $61,600 Building $84,100 |
| 2022 | $952.00 Homeowner's exemption | $93,523 | $142,900 Land $55,000 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 27 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 6 condo units |
| Nearby Flood Claims | 5 (1992–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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