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3905 Circollo Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3905 Circollo Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2024
Lot Size0.23 acres (10,062 sqft)
OwnerIndividual Name on Record
Last Sale$490,602 (Jul 2024)
Tax Bill$4,861 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-00-02-249.00

Property Details

APN / Parcel Number

Primary APN044-00-02-249.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Exterior MaterialStone
Foundation TypeConcrete
Lot Area10,062 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3905 CIRCOLLO DR
CityCOVINGTON
StateKY
Zip41017-7506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 249 PHASE C SEC 39 TUSCANY SUBD 0.231 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase39
Legal Lot Number249
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3905 CIRCOLLO DR, COVINGTON, KY 41017-7506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Unknown
FISCHER LENDING COMPANY LLC
Jul 30, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Mar 4, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMar 4, 2024 · Amount on Record
Deed Document Number0000297403
Deed Book / Page297 / 403
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3905 CIRCOLLO DR, COVINGTON, KY 41017-7506
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005900135
DateMar 25, 2024
Book PageKC 276/68
Instrument24032505900135
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded

July 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJul 30, 2024
Property Address3905 CIRCOLLO DR, COVINGTON, KY 41017-7506
Document Number0005900010
Book / PageKC 297 / 403
Map ReferencePL 2383,2383A&2383B
Instrument DateJul 1, 2024
Instrument24073005900010
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$541.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3905 CIRCOLLO DRIVE, COVINGTON, KY 41017-7506

Mortgage

Document Number0005900011
DateJul 30, 2024
Instrument24073005900011
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 4, 2024
Property Address3905 CIRCOLLO DR, COVINGTON, KY 41017-7506
Document Number0005900121
Book / PageKC 272 / 383
Map ReferenceSL 2353&2353A
Instrument DateFeb 23, 2024
Instrument24030405900121
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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