3905 Cetti St, Houston, TX 77009 Property Records

Harris County property record for 3905 Cetti St, Houston, TX 77009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1949
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$184,100 (May 2018)
Tax Bill$3,384 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN055-003-000-0022

Property Details

APN / Parcel Number

Primary APN055-003-000-0022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2008
Architectural StyleBungalow
Exterior MaterialAsbestos
Foundation TypeRaised
Lot Area5,000 sqft (0.115 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area400 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0550030000022
Street Address3905 CETTI ST
CityHOUSTON
StateTX
Zip77009-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 BLK 3 IRVINGTON PLACE
Legal SubdivisionIRVINGTON PLACE
Legal Block3
Legal Lot Number22
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1022
Census Tract210500

Owner

3905 Cetti St is owned and occupied by an individual who bought it in May 2018.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3905 CETTI ST, HOUSTON, TX 77009-4822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2018 · Amount on File
Deed SaleMay 7, 2018 · Amount on File
Prior SaleDec 3, 1998 · Amount on File
Deed Document Number2018198039
Prior Transfer DateJul 25, 2017
Prior Transfer Doc0000198039
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateMay 7, 2018
Property Address3905 CETTI ST, HOUSTON, TX 77009-4822
Document Number0000198039
Instrument DateJul 25, 2017
Instrument198039
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 CETTI ST HOUSTON TX 770094822, HOUSTON, TX 77009-4822

Mortgage

Document Number233314
DateMay 7, 2018
Instrument233314
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueMay 6, 2048

Mortgage

Document Number233315,
DateMay 7, 2018
Instrument233315
Lender
NameBANK OF NY MELLON
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
AmountAmount on Record
Term360 Months
DueMay 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Cetti St was $3,384 with a homeowner's exemption, down 11.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,930 (+5.91%) Land $138,000 Building $148,930$286,930 (+5.91%) Land $138,000 Building $148,930
2025$3,384.00 (-11.41%) Homeowner's exemption$270,912 Land $166,000 Building $104,912$270,912 Land $166,000 Building $104,912
2024$3,820.00
2023$291,405 Land $155,000 Building $136,405$291,405 Land $155,000 Building $136,405
2022$3,236.00
2020$3,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Cetti St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims10 (2001–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 7 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3905 Cetti St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cetti St

Nearby Streets

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