3905 Catecroft Ln, Cool, CA 95614 Property Records

El Dorado County property record for 3905 Catecroft Ln, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,934 sqft · built 2003
Lot Size	3.26 acres (142,441 sqft)
Owner	Company Name on Record
Last Sale	$934,000 (Apr 2025)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-120-039-000`

Property Details

APN / Parcel Number

Primary APN	`071-120-039-000`
Alternative APNs	`07112039100` `0711203910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
1st Floor Area	2,934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	142,441 sqft
Garage Type	Attached
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,934 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3905 CATECROFT LN
City	COOL
State	CA
Zip	95614-9411
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 47/148/B
Legal Subdivision	47-148, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1034
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3905 CATECROFT LN, COOL, CA 95614-9411
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONEYONE INC
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	202511256
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000034393
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 7, 2023
Property Address	3905 CATECROFT LN, COOL, CA 95614-9411
Document Number	0000009610
Map Reference	MB 47 PG 148
Instrument Date	Feb 24, 2023
Instrument	2023-0009610
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3905 CATECROFT LN, COOL, CA 95614-9411

Mortgage

Document Number	0000009611
Date	Apr 7, 2023
Instrument	2023-0009611

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3905 CATECROFT LN, COOL, CA 95614-9411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 CATECROFT LN, COOL, CA 95614-9411

Mortgage

Document Number	0000045667
Date	Aug 28, 2020
Instrument	2020-0045667

Lender

Name	MONEYONE INC
Type	Subprime Lender
Address	SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3905 CATECROFT LN, COOL, CA 95614-9411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019308
Date	May 20, 2019
Instrument	2019-0019308

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3905 CATECROFT LN, COOL, CA 95614-9411
Document Number	0000036323
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	PALACE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3905 CATECROFT LN COOL CA 956149411, COOL, CA 95614-9411

Mortgage

Document Number	0000036323
Date	Sep 17, 2018
Instrument	36323

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,680 (+41.46%) Land $285,600 Building $667,080
2025	$7,260.00 (+11.73%) Homeowner's exemption	$673,482 (+7.81%) Land $201,701 Building $471,781
2023	$6,498.00 (+1.53%) Homeowner's exemption	$624,665 Land $187,740 Building $436,925
2022	$6,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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