3905 Carter Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 3905 Carter Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1990
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2022)
Tax Bill	$820 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4964-13-121-2948`

Property Details

APN / Parcel Number

Primary APN	`4964-13-121-2948`
Alternative APN	`M7SE4 38 20 0205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	10,498 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3905 CARTER RD
City	BETHLEHEM
State	PA
Zip	18020-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	DIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal Subdivision	CARTER ROAD ESTATES 02
Legal Block	38
Legal Lot Number	20
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3007
Census Tract	17606

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3905 CARTER RD, BETHLEHEM, PA 18020-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 30, 2018	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	22-1220506
Deed Book / Page	2022-1 / 220506
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Aug 9, 2022
Property Address	3905 CARTER RD, BETHLEHEM, PA 18020-9715
Document Number	0000025853
Book / Page	2022-1 / 220506
Map Reference	MB 84 PG 75
Instrument Date	Aug 5, 2022
Instrument	2022025853
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3905 CARTER RD, BETHLEHEM, PA 18020-9715

Mortgage

Document Number	0000025854
Date	Aug 9, 2022
Instrument	2022025854

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	3905 CARTER RD, BETHLEHEM, PA 18020-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIDE ABSTRACT LAFAYETTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003435
Date	Feb 5, 2020
Book Page	2020-1/027507
Instrument	2020003435

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	May 30, 2018
Property Address	3905 CARTER RD, BETHLEHEM, PA 18020-9715
Document Number	0000013735
Book / Page	2018-1 / 107974
Map Reference	MB 84 PG 75
Instrument Date	May 17, 2018
Instrument	2018013735
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ABE SETTLEMENT SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 CARTER REPUBLIC RD, BETHLEHEM, PA 18020

Mortgage

Document Number	0000013736
Date	May 30, 2018
Instrument	2018013736

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$820.00 (-85.94%)	$76,000 (-) Land $18,200 Building $57,800
2024	$5,832.00	$76,000 Land $18,200 Building $57,800
1995			$152,000 Land $36,400 Building $115,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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