Ashtabula County property record for 3905 Carpenter Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,397 sqft · built 1951 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2024) |
| Tax Bill | $5,115 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-004-00-004-00 |
| Primary APN | 48-004-00-004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,397 sqft Living Area |
| Gross Area | 3,035 sqft |
| 1st Floor Area | 1,737 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 39,204 sqft (0.9 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3905 CARPENTER RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 13 SEC 1--8 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 603 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 66805, SAINT LOUIS, MO 63166-6805 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MARIA ADELAIDA FERNANDEZ |
| Nov 21, 2023 | Warranty Deed, Transfer · Commercial Mortgage YELLOW HAT CAPITAL LLC |
| Oct 12, 2021 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 20243928 |
| Deed Book / Page | 818 / 1071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3905 CARPENTER RD, ASHTABULA, OH 44004-9726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1015 E BROAD ST 200E, 200E, COLUMBUS, OH 43205-1378 |
| Document Number | 0000011241 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 809/1710 |
| Instrument | 2023-00011241 |
| Name | MARIA ADELAIDA FERNANDEZ |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Nov 21, 2023 |
| Property Address | 3905 CARPENTER RD, ASHTABULA, OH 44004-9726 |
| Document Number | 0000010605 |
| Book / Page | 808 / 1113 |
| Instrument Date | Oct 22, 2023 |
| Instrument | 2023-00010605 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | WORLD CLASS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 E BROAD ST STE 200, 200, COLUMBUS, OH 43205-1378 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010606 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-00010606 |
| Name | YELLOW HAT CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 12, 2021 |
| Property Address | 3905 CARPENTER RD, ASHTABULA, OH 44004-9726 |
| Document Number | 0000012633 |
| Book / Page | 753 / 297 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 202100012633 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 CARPENTER RD, ASHTABULA, OH 44004-9726 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,115.00 (+113.75%) | $61,110 (-) Land $14,350 Building $46,760 | $174,600 (-) Land $41,000 Building $133,600 |
| 2023 | $2,393.00 (+25.16%) Homeowner's exemption | $61,110 (+37.45%) Land $14,350 Building $46,760 | $174,600 (+37.48%) Land $41,000 Building $133,600 |
| 2022 | $1,912.00 Homeowner's exemption | $44,460 Land $11,030 Building $33,430 | |
| 2020 | $127,000 Land $31,500 Building $95,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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