Meade County property record for 3905 Alder Pl, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.86 acres (81,109 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11.50.03.04 |
| Primary APN | 11.50.03.04 |
|---|
| Lot Area | 81,109 sqft (1.86 acres) |
|---|
| Street Address | 3905 ALDER PL |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMB 75.00 -B-XB SWNE |
| Legal Range | 05 |
| Legal Township | 05 |
| Legal Section | 06 |
| Legal Lot Number | SB-1 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | SOUTHWEST MEADE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20402 |
3905 Alder Pl, a single family home, is owned by two individuals.
Source: Meade County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 163, STURGIS, SD 57785-0163 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · VA Mortgage BLACK HILLS COMMUNITY BANK NA |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3905 ALDER PL, STURGIS, SD 57785 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 930/1580 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 930/1580 |
| Instrument | 20004220 |
| Name | BLACK HILLS COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3905 ALDER PL, STURGIS, SD 57785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 920/1740 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 920/1740 |
| Instrument | 19007317 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3905 Alder Pl was $818, down 36.2% from the year before.
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,815 (-) Land $74,310 Building $202,505 | $276,815 (-) Land $74,310 Building $202,505 | |
| 2025 | $818.00 (-36.19%) Additional exemption filed | $276,815 Land $74,310 Building $202,505 | $276,815 Land $74,310 Building $202,505 |
| 2024 | $1,282.00 | ||
| 2023 | $276,815 Land $74,310 Building $202,505 | ||
| 2022 | $1,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3905 Alder Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Alder Pl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 79% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Bluepeak, CenturyLink, Midco.
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