Pierce County property record for 3905 86th St E, Tacoma, WA 98446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 1998 |
| Lot Size | 3.92 acres (170,755 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,957 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032036-2-048 |
| Primary APN | 032036-2-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,957 sqft Living Area |
| Gross Area | 3,069 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 170,755 sqft (3.92 acres) |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 511 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 3905 86TH ST E |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98446-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSEP |
| Legal Description | SECTION 36 TOWNSHIP 20 RANGE 03 QUARTER 23 PARCEL B OF BLA 2013-05-23-5001 DESC AS S 109 FT OF N 1/2 & ALL OF S 1/2 OF NW OF SW OF NW EXC W 175 FT OF SD S 1/2 OF NW OF SW OF NW & EXC S 67 FT & EXC 40TH AVE E ALSO EXC FOLL DESC PROP BEG AT A PT ON E L |
| Legal Range | 03 |
| Legal Township | 20 |
| Legal Section | 36 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 71100 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3905 86TH ST E, TACOMA, WA 98446-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2001 |
| Transfer Doc | 0000000400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3905 86TH ST E, TACOMA, WA 98446-4808 |
| Document Number | 1705020550 |
| Instrument Date | Apr 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 86TH ST E TACOMA WA 984464808, TACOMA, WA 98446-4808 |
| Document Number | 1705020550 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 201705020550 |
| Name | SOUND CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Franklin Pierce School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,957.00 (+2.27%) | $923,600 (+8.09%) Land $369,600 Building $554,000 | $923,600 (+8.09%) Land $369,600 Building $554,000 |
| 2025 | $10,714.00 (+11.4%) | ||
| 2024 | $9,618.00 (-3.05%) | $854,500 (-7.02%) Land $377,500 Building $477,000 | $854,500 (-7.02%) Land $377,500 Building $477,000 |
| 2023 | $9,921.00 | $919,000 Land $434,400 Building $484,600 | $919,000 Land $434,400 Building $484,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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