Polk County property record for 3905 4th St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,330 sqft · built 1917 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Nov 2007) |
| Tax Bill | $2,256 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/01698-000-000 |
| Primary APN | 070/01698-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 858 sqft |
| Attic | Attic |
| Attic Area | 472 sqft |
| Basement Area | 858 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3905 4TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 6 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD |
| Legal Subdivision | HIGHLAND PARK ADD BLKS 4,5,6,7 |
| Legal Block | 6,4,5 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 400 |
3905 4th St is owned and occupied by two individuals who bought it in November 2007.
Source: Polk County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 4TH ST, DES MOINES, IA 50313-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI LAND HM FIN'L SVCS INC |
| Mar 22, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2007 · Amount on File |
| Deed Sale | Nov 2, 2007 · Amount on File |
| Deed Document Number | 20072008-00037192 |
| Deed Book / Page | 12434 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3905 4TH ST, DES MOINES, IA 50313-3521 |
| Document Number | 0000047880 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3905 NW 4TH ST ANKENY IA 500238747, ANKENY, IA 50023-8747 |
| Document Number | 0000047880 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 017603/000556 |
| Instrument | 47880 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | 1355 WILLOW WAY # 250, CONCORD, CA 94520-8113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 22, 2019 |
| Property Address | 3905 4TH ST, DES MOINES, IA 50313-3521 |
| Document Number | 0000067061 |
| Book / Page | 017268 / 000417 |
| Instrument Date | Mar 9, 2019 |
| Instrument | 67061 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $424.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 4TH ST DES MOINES IA 503133521, DES MOINES, IA 50313-3521 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,200 Land $28,900 Building $123,300 | $152,200 Land $28,900 Building $123,300 | |
| 2024 | $2,256.00 | ||
| 2023 | $132,200 Land $25,100 Building $107,100 | $132,200 Land $25,100 Building $107,100 | |
| 2020 | $2,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3905 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3905 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T.
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