3905 109th Pl SE, Everett, WA 98208 Property Records

Snohomish County property record for 3905 109th Pl SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1988
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Jan 2026)
Tax Bill	$7,661 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7560-000-008-00`

Property Details

APN / Parcel Number

Primary APN	`7560-000-008-00`
Alternative APNs	`007560-000-008-00` `75600000080009` `1191767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	16 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1191767
Street Address	3905 109TH PL SE
City	EVERETT
State	WA
Zip	98208-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-9,600
Legal Description	KINGS RIDGE DIV. 1 BLK 000 D-00 LOT 8
Legal Section	21
Legal Subdivision	KINGS RIDGE DIV. 1
Legal Block	000 D
Legal Lot Number	8
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2001
Census Tract	41607

Owner

3905 109th Pl SE is owned and occupied by two individuals who bought it in January 2026.

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3905 109TH PL SE, EVERETT, WA 98208-5432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Deed Document Number	2026112
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 6, 2026
Property Address	3905 109TH PL SE, EVERETT, WA 98208-5432
Document Number	0000000112
Map Reference	VOL 47 PG 221-223
Instrument Date	Dec 31, 2025
Instrument	202601060112
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,766.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 109TH PL SE, EVERETT, WA 98208-5432

Mortgage

Document Number	0000000113
Date	Jan 6, 2026
Instrument	202601060113

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 3905 109th Pl SE was $7,661, up 8.7% from the year before.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,661.00 (+8.7%)	$840,200 Land $482,500 Building $357,700	$840,200 Land $482,500 Building $357,700
2025	$7,048.00
2024		$686,900 (-17.66%) Land $355,000 Building $331,900	$686,900 (-17.66%) Land $355,000 Building $331,900
2023	$7,132.00	$834,200 Land $453,900 Building $380,300	$834,200 Land $453,900 Building $380,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 109th Pl SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 109th Pl SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20