3905 104th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3905 104th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,555 sqft · built 2008
Lot Size	0.219 acres (9,570 sqft)
Owner	Individual Name on Record
Tax Bill	$7,372 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R312610`

Property Details

APN / Parcel Number

Primary APN	`R312610`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,555 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Lot Area	9,570 sqft (0.219 acres)
Garage Area	529 sqft

Location & Zoning

Street Address	3905 104TH ST
City	LUBBOCK
State	TX
Zip	79423-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD L 151
Legal Subdivision	RAVENWOOD
Legal Lot Number	1510
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2001
Census Tract	10510

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3905 104TH ST, LUBBOCK, TX 79423-5739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2025	Vendor's Lien, Transfer · Conventional Mortgage EMPEOPLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025
Deed Sale	Feb 13, 2025
Prior Sale	Nov 4, 2014
Deed Document Number	2025-5629
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3905 104TH ST, LUBBOCK, TX 79423-5739
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047829
Date	Sep 16, 2021
Instrument	2021047829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Dec 1, 2044

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 13, 2025
Property Address	3905 104TH ST, LUBBOCK, TX 79423-5739
Document Number	0000005629
Map Reference	FILE 2007025308
Instrument Date	Feb 12, 2025
Instrument	2025005629
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 104TH ST, LUBBOCK, TX 79423-5739
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005630
Date	Feb 13, 2025
Instrument	2025005630

Lender

Name	EMPEOPLE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,372.00 (-14.49%) Homeowner's exemption	$435,254 (-3.22%) Land $44,000 Building $391,254	$435,254 (-6.83%) Land $44,000 Building $391,254
2024	$8,621.00 (+3.94%)
2023	$8,294.00 (-5.84%) Homeowner's exemption	$449,732 Land $44,000 Building $423,183	$467,183 Land $44,000 Building $423,183
2022	$8,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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