Manatee County property record for 3904 Willow Branch Pl, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,827 sqft · built 2018 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,990 (Sep 2020) |
| Tax Bill | $4,531 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7450-2430-9 |
| Primary APN | 7450-2430-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,355 sqft |
| 1st Floor Area | 1,827 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3904 WILLOW BRANCH PL |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 120, WILLOW HAMMOCK PH 1A & 1B PI#7450.2430/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | WILLOW HAMMOCK PHASE 1A & 1B |
| Legal Lot Number | 120 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1904 |
3904 Willow Branch Pl is owned and occupied by two individuals who bought it in September 2020.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage LEADERONE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 2020103164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Document Number | 0041041511 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 202441041511 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Document Number | 0041135302 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202241135302 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 28, 2020 |
| Property Address | 3904 WILLOW BRANCH PL, PALMETTO, FL 34221-2782 |
| Document Number | 0041103164 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 41103164 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3904 WILLOW BRANCH PL PALMETTO FL 342212782, PALMETTO, FL 34221-2782 |
| Document Number | 41103165 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 41103165 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2050 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,695 (+2.7%) | $337,754 (-) Land $30,600 Building $307,154 | |
| 2025 | $235,341 | $337,754 Land $30,600 Building $307,154 | |
| 2024 | $4,531.00 (+1%) | ||
| 2023 | $4,486.00 (+1.82%) Homeowner's exemption | $222,047 (+3%) | $397,188 (+14.96%) Land $30,600 Building $366,588 |
| 2022 | $4,406.00 Homeowner's exemption | $215,580 | $345,503 Land $30,000 Building $315,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3904 Willow Branch Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3904 Willow Branch Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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