3904 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3904 Whisper Pt, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,960 sqft · built 2006
Lot Size0.145 acres (6,342 sqft)
OwnerCompany Name on File
Tax Bill$5,403 (2024)
Deeds & MortgagesAug 2021 Mortgage
Jan 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN1G-3563-4034-05000-000

Property Details

APN / Parcel Number

Primary APN1G-3563-4034-05000-000
Alternative APNs
  • 000000120786
  • 000000246095
  • 000000281564

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,960 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialCombination
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,342 sqft (0.145 acres)
Lot Dimensions113 ft deep x 56 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area214 sqft
Deck Area955 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number000000281564
Old Parcel Number1G3563403405000000
Street Address3904 WHISPER PT
CitySCHERTZ
StateTX
Zip78108-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 50
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract50
Legal Block34
Legal Lot Number50
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G-3563-4034-05000-000

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Jan 20, 2023Warranty Deed, Transfer
Aug 10, 2022Vendor's Lien, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Jun 21, 2022Warranty Deed, Transfer
TITLE FORWARD
Jul 22, 2020Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Mar 27, 2020Grant Deed, Transfer · Line of Credit
GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2023
Deed SaleJan 20, 2023
Prior SaleAug 10, 2022
Deed Document Number2023-99001592
Deed Book / Page2023 / 99001592
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyMEMBERS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099029136
DateAug 23, 2021
Instrument202199029136
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJan 20, 2023
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0099001592
Map ReferenceVOL 7 PG 112
Instrument DateJan 20, 2023
Instrument202399001592
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9060 ROCK RUN, NEW BRAUNFELS, TX 78132-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address9060 ROCK RUN, NEW BRAUNFELS, TX 78132-2515

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateAug 10, 2022
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0099024694
Map ReferenceVOL 7 PG 112
Instrument DateAug 08, 2022
Instrument202299024694
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyTITLE FORWARD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093

Transferred To (Grantee/Buyer)

NameVerified Name
Address9060 ROCK RUN, NEW BRAUNFELS, TX 78132-2515

Mortgage

Document Number0099024695
DateAug 10, 2022
Instrument202299024695
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJun 21, 2022
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0099019352
Map ReferenceVOL 7 PG 112
Instrument DateJun 15, 2022
Instrument202299019352
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyTITLE FORWARD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2129A POLAR WIND CT, EIELSON AFB, AK 99702-3148

Transferred To (Grantee/Buyer)

NameVerified Name
Address2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093
InvestorPossibly a Property Investor

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJul 22, 2020
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000018879
Instrument DateJun 01, 2020
Instrument18879
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 WHISPER PT SCHERTZ TX 781082328, SCHERTZ, TX 78108-2328

Mortgage

Document Number18965
DateJul 22, 2020
Instrument18965
Lender
NamePENTAGON FCU
TypeCredit Union
AddressTYSONS, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateMar 27, 2020
Property Address3904 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000007556
Instrument DateMar 20, 2020
Instrument7556
Transaction TypeTransfer
Record UpdatedJun 02, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 W 27TH ST #4TH NEW YORK NY 100016914, 4TH, NEW YORK, NY 10001-6914

Mortgage

Document Number7557
DateMar 27, 2020
Instrument7557
Lender
NameGOLDMAN SACHS BK USA
TypeBank
Address15303 VENTURA BLVD # 700, SHERMAN OAKS, CA 91403-3197
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$238,302 (-22.57%) Land $31,342 Building $206,960$238,302 (-22.57%) Land $31,342 Building $206,960
2024$5,403.00 (-9.93%)
2023$5,999.00 (+32.02%) Homeowner's exemption$307,753 Land $43,075 Building $264,678$307,753 Land $43,075 Building $264,678
2022$4,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Whisper Pt

Nearby Streets

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