3904 Tortuga Cv, Oceanside, CA 92058 Property Records

San Diego County property record for 3904 Tortuga Cv, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2000
Lot Size	0.193 acres (8,421 sqft)
Owner	Individual Name on Record
Last Sale	$555,500 (Nov 2018)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`158-673-52-00`

Property Details

APN / Parcel Number

Primary APN	`158-673-52-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	8,421 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3904 TORTUGA CV
City	OCEANSIDE
State	CA
Zip	92058-7996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 157 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	157
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG
Nov 9, 2018	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Nov 9, 2018	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG
Nov 9, 2018	Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Document Number	2018469872
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	0000109960
Date	Apr 27, 2023
Instrument	2023-0109960

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	0000695009
Date	Nov 6, 2020
Instrument	2020-0695009

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000335540
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3904 TORTUGA CV OCEANSIDE CA 920587996, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	0000335540
Date	Aug 9, 2019
Instrument	335540

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000469871
Instrument Date	Oct 18, 2018
Instrument	469871
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3904 TORTUGA CV OCEANSIDE CA 920587996, OCEANSIDE, CA 92058-7996

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000469872
Instrument Date	Oct 10, 2018
Instrument	469872
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$611.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3904 TORTUGA CV OCEANSIDE CA 920587996, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	469873
Date	Nov 9, 2018
Instrument	469873

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	3904 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000469870
Instrument Date	Oct 10, 2018
Instrument	469870
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6425 LAGO GRANDE DR BONSALL CA 920034902, BONSALL, CA 92003-4902

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,056 (+2%) Land $333,918 Building $298,138
2025	$5,018.00 (+1.48%) Veteran's exemption	$619,664 (+4.04%) Land $327,371 Building $292,293
2024	$4,945.00 (+1.92%)
2023	$4,852.00 (-0.31%)	$595,603 Land $314,659 Building $280,944
2022	$4,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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