3904 Toro Canyon Rd, Austin, TX 78746 Property Records

Travis County property record for 3904 Toro Canyon Rd, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,300 sqft · built 1999
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$28,957 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0129110713`

Property Details

APN / Parcel Number

Primary APN	`0129110713`
Alternative APNs	`01291107130000` `124953`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,300 sqft Living Area
Gross Area	6,404 sqft
1st Floor Area	3,200 sqft
2nd Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	124953
Old Parcel Number	01291107130000
Street Address	3904 TORO CANYON RD
City	AUSTIN
State	TX
Zip	78746-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK A GARDENS OF WESTLAKE THE
Legal Subdivision	GARDENS OF WESTLAKE THE
Legal Block	A
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1034
Census Tract	1913

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK AND TRUST CO INC
Aug 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Nov 1, 2018	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE
Mar 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017
Deed Sale	Mar 3, 2017
Prior Sale	May 4, 1998
Deed Document Number	2017035451
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566

Mortgage

Document Number	0000151662
Date	Sep 12, 2022
Instrument	2022151662

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	AUSTIN, TX 78746

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173929
Date	Nov 6, 2018
Instrument	2018173929

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225165
Date	Nov 20, 2020
Instrument	2020225165

Lender

Name	FIRST UNITED BANK AND TRUST CO INC
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TRAVIS TX
Recording Date	Aug 30, 2019
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Instrument Date	Aug 26, 2019
Instrument	133516
Transaction Type	Construction Loan
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3904 TORO CANYON RD AUSTIN TX 787461566, AUSTIN, TX 78746-1566

Mortgage

Document Number	0000133516
Date	Aug 30, 2019
Instrument	133516

Lender

Name	FIRST UNITED BK
Type	Bank
Address	1400 W MAIN ST, DURANT, OK 74701-4906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2020

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Document Number	0000173930
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3904 TORO CANYON RD AUSTIN TX 787461566, AUSTIN, TX 78746-1566

Mortgage

Document Number	0000173930
Date	Nov 6, 2018
Instrument	173930

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2033

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Mar 3, 2017
Property Address	3904 TORO CANYON RD, AUSTIN, TX 78746-1566
Document Number	0000035451
Map Reference	VOL90 PG291-292
Instrument Date	Mar 3, 2017
Instrument	2017035451
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 MURRAY LN, 1500, AUSTIN, TX 78703-3479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 TOVO CANVON RD, 78740

Mortgage

Document Number	0000035452
Date	Mar 3, 2017
Instrument	2017035452

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jul 15, 2042

Mortgage

Document Number	0000035453
Date	Mar 3, 2017
Instrument	2017035453

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78251

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,489,849 (-25.67%) Land $1,944,735 Building $813,591	$2,758,326 (-17.65%) Land $1,944,735 Building $813,591
2024	$28,957.00 (+11.42%)
2023		$3,349,694 Land $1,875,000 Building $1,474,694	$3,349,694 Land $1,875,000 Building $1,474,694
2022	$25,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1981–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOOP 360 WSC serves 1,743 people · EPA ID TX2270242
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Western Broadband.

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