Montgomery County property record for 3904 Spruell Ct, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,576 sqft · built 1958 |
| Lot Size | 0.202 acres (8,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jul 1997) |
| Tax Bill | $5,683 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01262721 |
| Primary APN | 13-01262721 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,069 sqft |
| Basement Area | 507 sqft |
| Finished Basement | 507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,784 sqft (0.202 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01262721 |
|---|---|
| Street Address | 3904 SPRUELL CT |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | SEC 13 ROCK CREEK PA LISADES |
| Legal Subdivision | ROCK CREEK PALISADES |
| Legal Block | Q |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 703502 |
3904 Spruell Ct is owned and occupied by two individuals who bought it in July 1997.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3904 SPRUELL CT, KENSINGTON, MD 20895-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 1997 · Amount on File |
| Deed Sale | Jul 29, 1997 · Amount on File |
| Deed Document Number | 199797495 |
| Deed Book / Page | 15042 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3904 SPRUELL CT, KENSINGTON, MD 20895-1338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PEAK SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 3904 SPRUELL CT, KENSINGTON, MD 20895-1338 |
| Document Number | 0601350227 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 60135/227 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3904 Spruell Ct was $5,683.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,467 (+3.47%) | $516,200 (-) Land $251,400 Building $264,800 | |
| 2025 | $5,683.00 | $482,733 | $516,200 Land $251,400 Building $264,800 |
| 2023 | $451,633 | $466,000 Land $251,400 Building $214,600 | |
| 2022 | $4,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3904 Spruell Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3904 Spruell Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
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