3904 SE Dixie Ross St, Stuart, FL 34997 Property Records

Martin County property record for 3904 SE Dixie Ross St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,924 sqft · built 1981
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jan 2010)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-38-41-004-002-0009.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`36-38-41-004-002-0009.0-1-0000`
Alternative APNs	`36-38-41-004-002-00090-1` `32072`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,404 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	336 sqft
Deck Area	324 sqft
Patio Area	580 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32072
Street Address	3904 SE DIXIE ROSS ST
City	STUART
State	FL
Zip	34997-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	VISTA SALERNO REVISED LOT 9 BLK B OR 344/2515
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	VISTA SALERNO REVISED
Legal Block	B
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1409

Owner

3904 SE Dixie Ross St is owned and occupied by two individuals who acquired it in December 2010.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 29, 2018	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 13, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2010 · Amount on File
Deed Sale	Jan 11, 2010 · Amount on File
Prior Sale	Jul 1, 1996 · Amount on File
Deed Document Number	20102187149
Deed Book / Page	2431 / 2608
Last Transfer Date	Dec 23, 2010
Transfer Doc	0024941946
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382

Mortgage

Document Number	0034021376
Date	Oct 19, 2023
Book Page	3402/1376
Instrument	3041030

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLATINUM TITLE INSURERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030232964
Date	Oct 29, 2018
Book Page	03023/2964
Instrument	2722874

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLATINUM TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030761774
Date	Aug 13, 2019
Book Page	3076/1774
Instrument	2769779

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3904 SE DIXIE ROSS ST, STUART, FL 34997-8382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031742006
Date	Nov 19, 2020
Book Page	3174/2006
Instrument	2851040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3904 SE Dixie Ross St was $3,377 with a homeowner's exemption, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,377.00 (-0.35%) Homeowner's exemption	$227,034	$551,820 Land $210,000 Building $341,820
2024	$3,389.00 (+2.45%)
2023	$3,308.00 (+3.93%) Additional exemption filed	$214,210 (+3%)	$524,030 (+29.91%) Land $210,000 Building $314,030
2022	$3,183.00 Homeowner's exemption	$207,971	$403,380 Land $181,130 Building $222,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 SE Dixie Ross St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1998–2008)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 SE Dixie Ross St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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