3904 Scots Pl E, Wilmington, NC 28412 Property Records

New Hanover County property record for 3904 Scots Pl E, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1995
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Jul 2006)
Tax Bill	$2,329 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06617-002-022-000`

Property Details

APN / Parcel Number

Primary APN	`R06617-002-022-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Finished Basement	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Terrain	Low
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	229 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3904 SCOTS PL E
City	WILMINGTON
State	NC
Zip	28412-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD-10
Legal Description	LOT 15 SEC 3 HEARTHSIDE
Legal Subdivision	HEARTHSIDE
Legal Block	2
Legal Lot Number	15
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	4
Census Block	4003
Census Tract	12007

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3904 SCOTS PL E, WILMINGTON, NC 28412-8315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Oct 24, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2006 · Amount on Record
Deed Sale	Jul 26, 2006 · Amount on Record
Prior Sale	Feb 4, 2000 · Amount on Record
Deed Document Number	200642324
Deed Book / Page	5056 / 1714
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	2207000850
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3904 SCOTS PL E, WILMINGTON, NC 28412-8315
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 SCOTS PL E, WILMINGTON, NC 28412-8315

Mortgage

Document Number	00681602863
Date	Dec 8, 2025
Book Page	6816/2863
Instrument	2025032237

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 24, 2023
Property Address	3904 SCOTS PL E, WILMINGTON, NC 28412-8315
Document Number	00667001965
Book / Page	6670 / 1965
Map Reference	MB 34 PG 333
Instrument Date	Oct 11, 2023
Instrument	2023026772
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 4TH AVE E, HENDERSONVILLE, NC 28792-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 SCOTS PL E, WILMINGTON, NC 28412-8315

Mortgage

Document Number	2023026773
Date	Oct 24, 2023
Instrument	2023026773

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000 (-) Land $104,700 Building $300,300	$405,000 (-) Land $104,700 Building $300,300
2025		$405,000 (+51.91%) Land $104,700 Building $300,300	$405,000 (+51.91%) Land $104,700 Building $300,300
2024	$2,329.00
2023		$266,600 Land $57,400 Building $209,200	$266,600 Land $57,400 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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