3904 N 3rd St, Rogers, AR 72756 Property Records

Benton County property record for 3904 N 3rd St, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,691 sqft · built 2010
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jan 2016)
Tax Bill	$2,268 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-17375-000`

Property Details

APN / Parcel Number

Primary APN	`02-17375-000`
Alternative APNs	`128778.0` `128778`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,691 sqft
Flooring	Carpet

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	595 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	128778
Street Address	3904 N 3RD ST
City	ROGERS
State	AR
Zip	72756-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 1/24/05 2005 96-99.
Legal Range	30
Legal Township	20
Legal Section	25
Legal Subdivision	CAMDEN WAY SUB-ROGERS
Legal Lot Number	111
Jurisdiction	BENTON AR
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	20201

Owner

3904 N 3rd St is owned and occupied by two individuals who bought it in January 2016.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3904 N 3RD ST, ROGERS, AR 72756-2573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK
Apr 6, 2020	Loan Modification, Mortgage FIRST NAT'L BK/FT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2016 · Amount on File
Deed Sale	Jan 19, 2016 · Amount on File
Deed Book / Page	2016 / 2897
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3904 N 3RD ST, ROGERS, AR 72756-2573
Document Number	0000043976
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3904 N 3RD ST ROGERS AR 727562573, ROGERS, AR 72756-2573

Mortgage

Document Number	0000043976
Date	Jul 22, 2020
Instrument	43976

Lender

Name	FIRST SEC BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 21, 2030

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3904 N 3RD ST, ROGERS, AR 72756-2573
Document Number	0000021196
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10949 FAYETTEVILLE AR 727030051, FAYETTEVILLE, AR 72703-0051

Mortgage

Document Number	0000021196
Date	Apr 16, 2020
Instrument	21196

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	602 GARRISON AVE, FORT SMITH, AR 72901-2519

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 3904 N 3rd St was $2,268 with a homeowner's exemption, up 5.3% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Rogers City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (+5.29%) Homeowner's exemption	$64,510 (-) Land $19,000 Building $45,510	$322,550 Land $95,000 Building $227,550
2025	$2,154.00 Homeowner's exemption	$64,510 Land $19,000 Building $45,510
2024			$322,550 (+43.29%) Land $95,000 Building $227,550
2023	$1,910.00 Homeowner's exemption	$45,020 Land $8,000 Building $37,020	$225,100 Land $40,000 Building $185,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3904 N 3rd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	5 (2017–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 N 3rd St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON COUNTY WATER DISTRICT #1 serves 6,730 people · EPA ID AR0000037
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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