3904 Madison St, Gary, IN 46408 Property Records

Lake County property record for 3904 Madison St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,764 sqft · built 1924
Lot Size0.072 acres (3,136 sqft)
OwnerCompany Name on Record
Tax Bill$952 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN001-25-41-0085-0002

Property Details

APN / Parcel Number

Primary APN001-25-41-0085-0002
Alternative APNs
  • 45-08-28-254-017.000-004
  • 254100850002

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,646 sqft
1st Floor Area882 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1970
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
View / LotAlley
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3904 MADISON ST
CityGARY
StateIN
Zip46408-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARL BOLIUS 1ST ADD. L.2
Legal SubdivisionCARL BOLIUS 1ST ADD
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2007
Census Tract12400

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address55 LEONARD ST, 4, NEW YORK, NY 10013-3470
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Deed of Trust, Mortgage · Commercial Mortgage
INDIANA UNIVERSITY CU
Mar 15, 2023Warranty Deed, Transfer
GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2023
Deed SaleMar 15, 2023
Prior SaleJul 21, 2011 · Amount on Record
Deed Document Number2023507646
Prior Transfer DateMay 1, 2007
Prior Transfer Doc0000041693
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3904 MADISON ST, GARY, IN 46408-2731
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003348
DateFeb 2, 2024
Instrument2024-503348
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressBLOOMINGTON, IN 47402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 15, 2039
Interest
Rate TypeAdjustable Rate

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 15, 2023
Property Address3904 MADISON ST, GARY, IN 46408-2731
Document Number0000007646
Map ReferenceMB 10 PG 32
Instrument DateMar 8, 2023
Instrument2023-507646
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 LEONARD ST APT 4, 4, NEW YORK, NY 10013-3470
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,900 (+72.32%) Land $4,500 Building $53,400$57,900 (+72.32%) Land $4,500 Building $53,400
2024$952.00 (+31.86%)
2023$33,600 (+19.15%) Land $4,100 Building $29,500$33,600 (+19.15%) Land $4,100 Building $29,500
2022$722.00 (-70.43%)$28,200 Land $1,500 Building $26,700$28,200 Land $1,500 Building $26,700
2021$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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