3904 Legner St, Plano, IL 60545 Property Records

Kendall County property record for 3904 Legner St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,904 sqft · built 2005
Lot Size	0.209 acres (9,102 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jul 2021)
Tax Bill	$9,891 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-401-007`

Property Details

APN / Parcel Number

Primary APN	`01-24-401-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,904 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,102 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3904 LEGNER ST
City	PLANO
State	IL
Zip	60545-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 838 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	838
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3070
Census Tract	890501

Owner

Source: Kendall County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3904 LEGNER ST, PLANO, IL 60545-1397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Dec 26, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	202117956
Last Transfer Date	Mar 22, 2025
Transfer Doc	0000003785
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Aug 26, 2026
Property Address	3904 LEGNER ST, PLANO, IL 60545-1397
Document Number	0000012529
Instrument Date	Aug 21, 2026
Instrument	202612529
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 LEGNER ST, PLANO, IL 60545-1397

Mortgage

Document Number	0000012529,
Date	Aug 26, 2026
Instrument	202612529

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3904 LEGNER ST, PLANO, IL 60545-1397
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007047
Date	Apr 20, 2022
Instrument	202200007047

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 15, 2021
Property Address	3904 LEGNER ST, PLANO, IL 60545-1397
Document Number	0000017956
Map Reference	DOC 200500000459
Instrument Date	May 18, 2021
Instrument	202100017956
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3904 LEGNER ST, 3904, PLANO, IL 60545-1397

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3904 LEGNER ST, PLANO, IL 60545-1397
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017957
Date	Jul 15, 2021
Instrument	202100017957

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3904 LEGNER ST, PLANO, IL 60545-1397
Document Number	0000000623
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 LEGNER ST PLANO IL 605451397, PLANO, IL 60545-1397

Mortgage

Document Number	0000000623
Date	Jan 12, 2018
Instrument	623

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,241 (+34.69%) Land $10,250 Building $104,991	$345,723 (+34.69%) Land $30,750 Building $314,973
2024	$9,891.00
2022		$85,557 Land $7,610 Building $77,947	$256,671 Land $22,830 Building $233,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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