3904 Garfield Ave, Minneapolis, MN 55409 Property Records

Hennepin County property record for 3904 Garfield Ave, Minneapolis, MN 55409

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	3 bd · 1 ba · 2,234 sqft · built 1907
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2022)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-028-24-22-0205`

Property Details

APN / Parcel Number

Primary APN	`10-028-24-22-0205`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,234 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3904 GARFIELD AVE
City	MINNEAPOLIS
State	MN
Zip	55409-1433
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Local Zoning Code	R2B
Legal Description	LOT 002 BLOCK 008 A VAN NESTS ADDN TO MPLS 40.00 X 121.00
Legal Range	24
Legal Township	028
Legal Section	10
Legal Quarter	22
Legal Subdivision	VAN NESTS ADDN TO MPLS
Legal Block	8
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	3
Census Block	3002
Census Tract	109900

Owner

3904 Garfield Ave, a commercial property, is owned by two individuals who bought it in June 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 RIVERVIEW ST, AUSTIN, TX 78702-5593
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Jun 29, 2022 · Amount on File
Deed Document Number	202211123740
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 30, 2022
Property Address	3904 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433
Document Number	0A11123740
Instrument Date	Jun 29, 2022
Instrument	A11123740
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3904 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433

Mortgage

Document Number	0A11123741
Date	Jun 30, 2022
Instrument	A11123741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.7%
Index	Other
Margin	3
Max Rate	9.7%

Tax Assessment & Valuation

The 2025 property tax bill for 3904 Garfield Ave was $7,260.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,260.00	$382,300 Land $178,000 Building $204,300	$382,300 Land $178,000 Building $204,300
2023	$5,162.00 Homeowner's exemption
2022		$394,000 Land $173,000 Building $221,000	$394,000 Land $173,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3904 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20