3904 Gaines Ct, Austin, TX 78735 Property Records

Travis County property record for 3904 Gaines Ct, Austin, TX 78735

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,861 sqft · built 1996
Lot Size	0.126 acres (5,510 sqft)
Owner	Individual Name on Record
Tax Bill	$18,151 (2024)
Deeds & Mortgages	May 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0404210709`

Property Details

APN / Parcel Number

Primary APN	`0404210709`
Alternative APNs	`04042107090000` `429702`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,404 sqft
2nd Floor Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,510 sqft (0.126 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	253 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	429702
Old Parcel Number	04042107090000
Street Address	3904 GAINES CT
City	AUSTIN
State	TX
Zip	78735-6488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A COURTYARD AT GAINES RANCH THE
Legal Subdivision	COURTYARD AT GAINES RANCH THE
Legal Block	A
Legal Lot Number	11
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	5
Census Block	5000
Census Tract	1914

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1243, AUSTIN, TX 78767-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO
Mar 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Aug 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage ADELO MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Prior Sale	Aug 1, 2017
Deed Document Number	2021055945
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3904 GAINES CT, AUSTIN, TX 78735-6488
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075273
Date	May 11, 2020
Instrument	2020075273

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Mar 16, 2021
Property Address	3904 GAINES CT, AUSTIN, TX 78735-6488
Document Number	0000055945
Map Reference	VOL 96 PG 124
Instrument Date	Mar 12, 2021
Instrument	2021055945
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3904 GAINES CT, 3904, AUSTIN, TX 78735-6488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1243, AUSTIN, TX 78767-1243

Mortgage

Document Number	0000055946
Date	Mar 16, 2021
Instrument	2021055946

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Aug 1, 2017
Property Address	3904 GAINES CT, AUSTIN, TX 78735-6488
Document Number	0000123101
Map Reference	VOL96 PG114
Instrument Date	Jul 27, 2017
Instrument	2017123101
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 GAINES CT, AUSTIN, TX 78735-6488

Mortgage

Document Number	0000123102
Date	Aug 1, 2017
Instrument	2017123102

Lender

Name	ADELO MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$897,331 (-7.26%) Land $187,500 Building $709,831	$897,331 (-7.26%) Land $187,500 Building $709,831
2024	$18,151.00 (+6.78%)
2023		$967,551 Land $187,500 Building $780,051	$967,551 Land $187,500 Building $780,051
2022	$16,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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