3904 Eton Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 3904 Eton Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2017)
Tax Bill	$5,856 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-032-037-000`

Property Details

APN / Parcel Number

Primary APN	`085-032-037-000`
Alternative APNs	`0853237000` `0853237`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,352 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 ETON LN
City	MODESTO
State	CA
Zip	95355-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIENA PHASE 1 (39M44)
Legal Subdivision	SIENA PH 01
Legal Block	3
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3000
Census Tract	913

Owner

3904 Eton Ln is owned and occupied by two individuals who bought it in March 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3904 ETON LN, MODESTO, CA 95355-7866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Mar 24, 2017	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	Nov 1, 2002 · Amount on File
Deed Document Number	201720549
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3904 ETON LN, MODESTO, CA 95355-7866
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 ETON LN, MODESTO, CA 95355-7866

Mortgage

Document Number	0000045624
Date	May 12, 2021
Instrument	2021-0045624

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3904 ETON LN, MODESTO, CA 95355-7866
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 ETON LN, MODESTO, CA 95355-7866

Mortgage

Document Number	0000017430
Date	Feb 23, 2021
Instrument	2021-0017430

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 24, 2017
Property Address	3904 ETON LN, MODESTO, CA 95355-7866
Document Number	0000020549
Map Reference	VOL39 PG44
Instrument Date	Mar 15, 2017
Instrument	2017-0020549
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2319 SURREY AVE, MODESTO, CA 95355-4550

Mortgage

Document Number	0000020550
Date	Mar 24, 2017
Instrument	2017-0020550

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3904 Eton Ln was $5,856 with a homeowner's exemption, up 2.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,856.00 (+2.31%) Homeowner's exemption	$496,819 (+2%) Land $124,295 Building $372,524
2025	$5,724.00 Homeowner's exemption	$487,078 Land $121,858 Building $365,220
2023	$5,495.00 (+10.39%) Homeowner's exemption	$468,166 Land $117,127 Building $351,039
2022	$4,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3904 Eton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 Eton Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

Nearby Properties on Eton Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures