3904 Eddystone Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3904 Eddystone Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1963
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0192-0069-00`

Property Details

APN / Parcel Number

Primary APN	`510-0192-0069-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	169 ft deep x 48.5 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3904 EDDYSTONE DR
City	CINCINNATI
State	OH
Zip	45251-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDDYSTONE DR 48.52 X 169.68 IR LOT 541 COLERAIN HTS BL B PT 1
Legal Subdivision	COLERAIN HTS
Legal Block	B
Legal Lot Number	541
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20701

Owner

3904 Eddystone Dr is owned and occupied by two individuals who acquired it in June 1995.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 23, 2025	Transfer on Death Deed, Transfer
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 1995
Deed Sale	Jun 6, 1995
Deed Document Number	199573377
Deed Book / Page	6768 / 1705
Prior Transfer Date	Jun 2, 1995
Prior Transfer Doc	0000073377
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912

Mortgage

Document Number	0000027952
Date	Mar 4, 2021
Book Page	14367/2616
Instrument	2021-0027952

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 23, 2025
Property Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912
Document Number	0000100396
Book / Page	15568 / 1418
Map Reference	MB 11 PG 51-52
Instrument Date	Dec 19, 2025
Instrument	2025-0100396
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912
Document Number	0000088708
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 EDDYSTONE DR CINCINNATI OH 452511912, CINCINNATI, OH 45251-1912

Mortgage

Document Number	0000088708
Date	Sep 28, 2017
Book Page	013512/001009
Instrument	88708

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Sep 27, 2024

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3904 EDDYSTONE DR, CINCINNATI, OH 45251-1912
Document Number	0000088709
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 EDDYSTONE DR CINCINNATI OH 452511912, CINCINNATI, OH 45251-1912

Mortgage

Document Number	0000088709
Date	Sep 28, 2017
Book Page	013512/001015
Instrument	88709

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Sep 27, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3904 Eddystone Dr was $4,103, up 7.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00 (+7.72%)	$71,086 (+%) Land $8,215 Building $62,871	$203,100 Land $23,470 Building $179,630
2024	$3,809.00 (-0.52%)	$71,084 (-) Land $8,214 Building $62,870
2023	$3,829.00 (+16.28%)	$71,084 (+42.61%) Land $8,214 Building $62,870	$203,100 Land $23,470 Building $179,630
2022	$3,293.00 Homeowner's exemption	$49,844 Land $8,036 Building $41,808
2020			$142,410 Land $22,960 Building $119,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 Eddystone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 Eddystone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Eddystone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures