3904 Cross Bend Rd, Plano, TX 75023 Property Records

Collin County property record for 3904 Cross Bend Rd, Plano, TX 75023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,916 sqft · built 1984
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$417,500 (May 2019)
Tax Bill$8,057 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-0449-006-0620-1

Property Details

APN / Parcel Number

Primary APNR-0449-006-0620-1
Alternative APNs
  • 000000228364
  • 228364

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,916 sqft Living Area
Gross Area3,693 sqft
1st Floor Area2,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Pool Area550 sqft
PorchCovered Patio/Porch
Porch Area333 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3904 CROSS BEND RD
CityPLANO
StateTX
Zip75023-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPARKWAY ESTATES, BLK 6, LOT 62
Legal SubdivisionPARKWAY ESTATES (CPL)
Legal Block6
Legal Lot Number62
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1002
Census Tract31681

Owner

Source: Collin County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3904 CROSS BEND RD, PLANO, TX 75023-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
KELLY STEPHENS MORTGAGE INC
May 20, 2019Warranty Deed, Transfer
KS MTG
Mar 10, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleJul 19, 2016 · Amount on Record
Deed Document Number2019568180
Prior Transfer DateMay 16, 2019
Prior Transfer Doc0000568180
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Recording DateMay 27, 2026
Property Address3904 CROSS BEND RD, PLANO, TX 75023-5922
Document Number0000070518
Instrument DateMay 18, 2026
Instrument202670518
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 CROSS BEND RD, PLANO, TX 75023-5922
InvestorPossibly a Property Investor

Mortgage

Document Number0000070518,
DateMay 27, 2026
Instrument202670518
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate5.65%
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3904 CROSS BEND RD, PLANO, TX 75023-5922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number125000150760
DateJan 25, 2021
Instrument20210125000150760
Lender
NameKELLY STEPHENS MORTGAGE INC
TypeMortgage Company
AddressPLANO, TX 75023
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateMay 20, 2019
Property Address3904 CROSS BEND RD, PLANO, TX 75023-5922
Document Number0000568180
Instrument DateMay 16, 2019
Instrument568180
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2213 CLIFFSIDE DR PLANO TX 750235308, PLANO, TX 75023-5308

Mortgage

Document Number568190
DateMay 20, 2019
Instrument568190
Lender
NameKS MTG
TypeMortgage Company
AddressPLANO, TX 75023
Agreement
AmountAmount Recorded
Term360 Months
DueMay 19, 2049

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3904 CROSS BEND RD, PLANO, TX 75023-5922
Document Number0000376030
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3904 CROSS BEND RD PLANO TX 750235922, PLANO, TX 75023-5922

Mortgage

Document Number0000376030
DateMar 24, 2017
Instrument376030
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 23, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,057.00 (+7.58%) Homeowner's exemption$598,855 (-5.16%) Land $156,750 Building $515,299$672,049 (+6.43%) Land $156,750 Building $515,299
2024$7,489.00 (-1.34%)
2023$631,426 Land $147,250 Building $484,176$631,426 Land $147,250 Building $484,176
2022$7,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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