3904 Cedar Elm Trl, Argyle, TX 76226 Property Records

Denton County property record for 3904 Cedar Elm Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2023
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$390,583 (Oct 2023)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R987919`

Property Details

APN / Parcel Number

Primary APN	`R987919`
Alternative APN	`SD5268A-000000M-0000-0004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	2,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 CEDAR ELM TRL
City	ARGYLE
State	TX
Zip	76226-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAGEBROOK PHASE I BLK M LOT 4
Legal Subdivision	SAGEBROOK PHASE I
Legal Block	M
Legal Lot Number	4
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	2
Census Block	2001
Census Tract	20318

Owner

3904 Cedar Elm Trl is owned and occupied by two individuals who bought it in October 2023.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC
Jun 12, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Jun 12, 2023
Deed Document Number	2023116038
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808

Mortgage

Document Number	0000039667
Date	Apr 16, 2025
Instrument	2025-039667

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

October 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 27, 2023
Property Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808
Document Number	0000116038
Map Reference	DOC 2021-429
Instrument Date	Oct 27, 2023
Instrument	2023-116038
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 STATE HIGHWAY 121 BYP STE 100, 100, LEWISVILLE, TX 75067-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808

Mortgage

Document Number	0000116039
Date	Oct 27, 2023
Instrument	2023-116039

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jun 12, 2023
Property Address	3904 CEDAR ELM TRL, ARGYLE, TX 76226-3808
Document Number	0000060658
Map Reference	DOC 2021-429
Instrument Date	Jun 7, 2023
Instrument	2023-060658
Transaction Type	Transfer
Record Updated	Dec 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 STATE HIGHWAY 121 BYP STE 100, 100, LEWISVILLE, TX 75067-8120

Tax Assessment & Valuation

The 2025 property tax bill for 3904 Cedar Elm Trl was $5,965 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,000 Land $102,604 Building $282,396	$385,000 Land $102,604 Building $282,396
2025	$5,965.00
2023		$47,077 (+5%) Land $47,077	$47,077 (+5%) Land $47,077
2022	$666.00	$31,385 Land $31,385	$31,385 Land $31,385

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3904 Cedar Elm Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 Cedar Elm Trl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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