3904 128th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3904 128th St E, Tacoma, WA 98446

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,024 sqft · built 1969
Lot Size	0.354 acres (15,417 sqft)
Owner	Individual Name on File
Last Sale	$604,719 (Jan 2022)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031913-2-099`

Property Details

APN / Parcel Number

Primary APN	`031913-2-099`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	2,024 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2011
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,417 sqft (0.354 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3904 128TH ST E
City	TACOMA
State	WA
Zip	98446-3220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RSEP
Legal Description	SECTION 13 TOWNSHIP 19 RANGE 03 QUARTER 22 PARCEL B OF BLA 2012-05-22-5001 THAT POR OF E 1/2 OF W 1/2 OF NW OF NW DESC AS FOLL COM AT NW COR OF SD SUBD TH S 01 DEG 56 MIN 57 SEC W 143.32 FT TO POB TH S 86 DEG 59 MIN 53 SEC E 82.52 FTTH S 01 DEG 56 MI
Legal Range	03
Legal Township	19
Legal Section	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1007
Census Tract	71306

Owner

3904 128th St E, a duplex, is owned by an individual who bought it in January 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2040 N SCOTTSDALE RD, 3006, SCOTTSDALE, AZ 85257-0141
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage PENRITH HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Document Number	2022753
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	May 8, 2026
Property Address	3904 128TH ST E, TACOMA, WA 98446-3220
Document Number	0000000041
Instrument Date	Apr 17, 2026
Instrument	202641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000041,
Date	May 8, 2026
Instrument	202641

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Feb 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 31, 2022
Property Address	3902 128TH ST E # 3904, 3904, TACOMA, WA 98446-3220
Document Number	0001310753
Instrument Date	Jan 18, 2022
Instrument	202201310753
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,869.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 128TH ST E # 3904, 3904, TACOMA, WA 98446-3220

Mortgage

Document Number	0001310754
Date	Jan 31, 2022
Instrument	202201310754

Lender

Name	PENRITH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3904 128th St E was $6,134, up 9.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,000 (-2.6%) Land $177,900 Building $302,100	$480,000 (-2.6%) Land $177,900 Building $302,100
2025	$6,134.00 (+9.71%)	$492,800 (+1.63%) Land $175,100 Building $317,700	$492,800 (+1.63%) Land $175,100 Building $317,700
2024	$5,591.00 (-0.59%)	$484,900 (-4.64%) Land $160,000 Building $324,900	$484,900 (-4.64%) Land $160,000 Building $324,900
2023	$5,624.00	$508,500 Land $175,600 Building $332,900	$508,500 Land $175,600 Building $332,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 128th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 128th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

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