Lake County property record for 3903 Winged Elm Ct, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,993 sqft · built 2021 |
| Lot Size | 0.205 acres (8,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $5,598 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-24-26-0201-000-10600 |
| Primary APN | 13-24-26-0201-000-10600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,822 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,929 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3920827 |
|---|---|
| Street Address | 3903 WINGED ELM CT |
| City | CLERMONT |
| State | FL |
| Zip | 34714-5166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMS AT SERENOA PHASE 2 PB 72 PG 84-87 LOT 106 ORB 5634 PG 1811 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 13 |
| Legal Subdivision | PALMS AT SERENOA PHASE 2 |
| Legal Tract | A-1;O-10 |
| Legal Lot Number | 106 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31314 |
3903 Winged Elm Ct is owned and occupied by two individuals who bought it in March 2026.
Source: Lake County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3903 WINGED ELM CT, CLERMONT, FL 34714-5166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer METES & BOUNDS |
| Feb 3, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Feb 3, 2021 · Amount on File |
| Deed Document Number | 202635892 |
| Deed Book / Page | 6706 / 621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 3903 WINGED ELM CT, CLERMONT, FL 34714-5166 |
| Document Number | 0067060621 |
| Book / Page | 6706 / 621 |
| Map Reference | MB 72 PG 84-87 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026035892 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | METES & BOUNDS |
| Amount | Amount on Record |
|---|---|
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7432 CAPSTONE DR, GROVELAND, FL 34736-7832 |
| Name | Verified Name |
|---|---|
| Address | 3903 WINGED ELM CT, CLERMONT, FL 34714-5166 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 3903 WINGED ELM CT, CLERMONT, FL 34714-5166 |
| Document Number | 0056341811 |
| Book / Page | 5634 / 1811 |
| Map Reference | MB 72 PG 84-87 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021015107 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 18, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,261.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 3903 WINGED ELM COURT, CLERMONT, FL 34714-5166 |
| Document Number | 0056341812 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 5634/1812 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,110 (+2.9%) | $344,640 (-) Land $100,000 Building $244,640 | |
| 2025 | $260,560 Land $100,000 Building $160,560 | $344,640 Land $100,000 Building $244,640 | |
| 2024 | $5,598.00 (+9.53%) | ||
| 2023 | $5,111.00 (+6.5%) Homeowner's exemption | $245,850 (+3%) | $313,085 (+7.34%) Land $100,000 Building $213,085 |
| 2022 | $4,799.00 Homeowner's exemption | $238,694 | $291,664 Land $73,906 Building $217,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3903 Winged Elm Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3903 Winged Elm Ct is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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