3903 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3903 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1998
Lot Size	0.152 acres (6,659 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Oct 2022)
Tax Bill	$4,762 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0205-000-38600`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0205-000-38600`
Alternative APN	`3775302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,659 sqft (0.152 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3775302
Street Address	3903 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE II SUB LOT 386 PB 39 PGS 27-28 ORB 6038 PG 2309 ORB 6339 PG 2076
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	BRIGHTON
Legal Phase	2
Legal Tract	205
Legal Lot Number	386
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3020
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	3903 WESTERHAM DR, CLERMONT, FL 34711-6976
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 22, 2022	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	0060382309
Deed Book / Page	6038 / 2309
Last Transfer Date	May 28, 2024
Transfer Doc	0063392076
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 17, 2022
Property Address	3903 WESTERHAM DR, CLERMONT, FL 34711-6976
Document Number	0060382309
Book / Page	6038 / 2309
Map Reference	MB 39 PG 27&28
Instrument Date	Sep 28, 2022
Instrument	2022136620
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 WESTERHAM DR, CLERMONT, FL 34711-6976

Mortgage

Document Number	0060382311
Date	Oct 17, 2022
Instrument	6038/2311

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 22, 2022
Property Address	3903 WESTERHAM DR, CLERMONT, FL 34711-6976
Document Number	0059211544
Book / Page	5921 / 1544
Map Reference	MB 39 PG 27&28
Instrument Date	Mar 17, 2022
Instrument	2022039773
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Tax	$1,963.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 PRINCETON DR, CLERMONT, FL 34711-6757

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3903 WESTERHAM DR, CLERMONT, FL 34711-6976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050330966
Date	Nov 30, 2017
Book Page	5033/0966
Instrument	2017127184

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 27, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,054 (-3.3%) Land $100,000 Building $203,054	$303,054 (-3.3%) Land $100,000 Building $203,054
2024	$4,762.00 (+0.91%)
2023	$4,719.00 (-4.32%) Homeowner's exemption	$313,398 (+10.59%)	$313,398 (+10.59%) Land $100,000 Building $213,398
2022	$4,932.00	$283,398	$283,398 Land $70,000 Building $213,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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