3903 Silverheels Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 3903 Silverheels Dr, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	3 bd · 2.5 ba · 2,450 sqft · built 1980
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (May 2018)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-02-011`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-02-011`
Alternative APN	`601589`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,450 sqft Gross Area
1st Floor Area	634 sqft
2nd Floor Area	666 sqft
Basement Area	377 sqft
Finished Basement	377 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Triplex
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3903 SILVERHEELS DR
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-25
Legal Description	LOT A-3 WILDERNEST SUB # 1 RESUB L 20 BLK 2
Legal Subdivision	WILDERNEST SUB
Legal Block	2
Legal Lot Number	A-3
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1000
Census Tract	101

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 4080, DILLON, CO 80435-4080
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
May 8, 2018	Warranty Deed, Transfer · ARM FIRSTBANK
May 8, 2018	Intrafamily Transfer, Transfer LAND TITLE GUARANTEE
Feb 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Deed Document Number	20181169195
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0001169197
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3903 SILVERHEELS DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1188506
Date	Jan 8, 2019
Instrument	1188506

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 21, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	May 8, 2018
Property Address	3903 SILVERHEELS DR, SILVERTHORNE, CO 80498
Document Number	0001169195
Map Reference	DOC219048
Instrument Date	May 4, 2018
Instrument	1169195
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4080, DILLON, CO 80435-4080

Mortgage

Document Number	0001169196
Date	May 8, 2018
Instrument	1169196

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	3-Month LIBOR
Max Rate	8.87%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	May 8, 2018
Property Address	3903 SILVERHEELS DR, SILVERTHORNE, CO 80498
Document Number	0001169197
Map Reference	DOC219048
Instrument Date	May 3, 2018
Instrument	1169197
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 4080, DILLON, CO 80435-4080

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Feb 24, 2017
Property Address	3903 SILVERHEELS DR, SILVERTHORNE, CO 80498
Document Number	0001134771
Map Reference	DOC219048
Instrument Date	Feb 17, 2017
Instrument	1134771
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	298 FEATHERWALK CT, HIGHLANDS RANCH, CO 80126-5644

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00 (+2.89%)	$65,341 (-0.07%)	$960,900 (-1.54%) Land $251,300 Building $709,600
2024	$4,116.00 (+0.96%)	$65,386 (+5.97%)	$975,900 (+5.97%) Land $264,400 Building $711,500
2023	$4,077.00 (+50.22%)	$61,700 (+63.95%)	$920,900 (+70.06%) Land $264,400 Building $656,500
2022	$2,714.00	$37,634	$541,500 Land $159,000 Building $382,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO MOUNTAIN MD serves 2,650 people · EPA ID CO0159025
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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