3903 Opal St, Oakland, CA 94609 Property Records

Alameda County property record for 3903 Opal St, Oakland, CA 94609

Property Summary

Property Type	Triplex
Details	8 bd · 2 ba · 3,149 sqft · built 1915
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Company Names on Record
Last Sale	$126,500 (Dec 2001)
Tax Bill	$8,630 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-978-13`

Property Details

APN / Parcel Number

Primary APN	`12-978-13`
Alternative APN	`012-0978-013-00`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,149 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Lot Area	5,900 sqft (0.135 acres)

Location & Zoning

Street Address	3903 OPAL ST
City	OAKLAND
State	CA
Zip	94609-2626
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00013 BLK: AR: 0012 PAGE: 0978
Legal Subdivision	BROADWAY & TELEGRAPH PARK
Legal Block	E
Legal Lot Number	12&13
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3005
Census Tract	401200

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3903 OPAL ST, OAKLAND, CA 94609-2626
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 1, 2017	Intrafamily Transfer, Transfer TRGC
May 1, 2017	Quit Claim Deed, Transfer TRG SERVICES ESCROW INC, TRG SVCS ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2001 · Amount on Record
Deed Sale	Dec 20, 2001 · Amount on Record
Prior Sale	Jun 9, 1997 · Amount on Record
Deed Document Number	2001495867
Prior Transfer Date	Dec 30, 1997
Prior Transfer Doc	0000349736
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3903 OPAL ST, OAKLAND, CA 94609-2626
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133345
Date	Jul 6, 2018
Instrument	2018133345

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3903 OPAL ST, OAKLAND, CA 94609-2626
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SUN NATIONAL TITLE COMPANY, BOSTON NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 OPAL ST, OAKLAND, CA 94609-2626

Mortgage

Document Number	0000078017
Date	Feb 24, 2021
Instrument	2021078017

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 1, 2017
Property Address	3903 OPAL ST, OAKLAND, CA 94609-2626
Document Number	0000096063
Map Reference	LB9 PG71
Instrument Date	Apr 24, 2017
Instrument	2017096063
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TRGC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 OPAL ST, OAKLAND, CA 94609-2626

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 1, 2017
Property Address	3903 OPAL ST, OAKLAND, CA 94609-2626
Document Number	0000096062
Instrument Date	Apr 24, 2017
Instrument	96062
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	TRG SERVICES ESCROW INC, TRG SVCS ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3903 OPAL ST OAKLAND CA 946092626, OAKLAND, CA 94609-2626
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$417,217 (+2%) Land $120,539 Building $296,678
2025	$8,630.00 (+1.89%)	$409,038 (+4.04%) Land $118,176 Building $290,862
2023	$8,470.00	$393,157 Land $113,588 Building $279,569

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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