3903 Leslie Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3903 Leslie Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 855 sqft · built 1909
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$103,100 (May 2021)
Tax Bill$1,366 (2025)
Deeds & MortgagesApr 2024 Mortgage
Oct 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN056-34-08-012.00

Property Details

APN / Parcel Number

Primary APN056-34-08-012.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area855 sqft Finished Area
Gross Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3903 LESLIE AVE
CityCOVINGTON
StateKY
Zip41015-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOT 239 & 3' LOT 240 & 2' OFF SS LOT 238 30'X 100' WS LESLIE AVE
Legal SubdivisionSOUTH DINMORE PARK
Legal Phase40
Legal Lot Number239,238
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1014
Census Tract61200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3903 Leslie Ave is owned and occupied by an individual who bought it in May 2021.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 10, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Apr 18, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Aug 11, 2021Deed of Trust, Mortgage
CITY OF COVINGTON
May 5, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2021 · Amount on File
Deed SaleMay 5, 2021 · Amount on File
Prior SaleJul 13, 2016 · Amount on File
Deed Document Number20215900066
Deed Book / Page88 / 461
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 LESLIE AVE, COVINGTON, KY 41015-1624

Mortgage

Document Number0005900040
DateApr 9, 2024
Book PageKCM 539/103
Instrument24040905900040
Lender
NameNEWREZ LLC
TypeMortgage Company
Address2100 E ELLIOT RD # 94, TEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueMay 1, 2051

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 LESLIE AVE, COVINGTON, KY 41015-1624

Mortgage

Document Number0005900196
DateOct 10, 2023
Book PageKCM 498/915
Instrument23101005900196
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueMay 1, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 LESLIE AVE, COVINGTON, KY 41015-1624

Mortgage

Document Number0005900288
DateApr 18, 2022
Book Page362/102
Instrument22041805900288
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueMay 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900197
DateAug 11, 2021
Book Page254/721
Instrument21081105900197
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount on Record
Term56 Months
DueApr 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 5, 2021
Property Address3903 LESLIE AVE, COVINGTON, KY 41015-1624
Document Number0005900066
Book / Page88 / 461
Map ReferenceMB 115 PG 640
Instrument DateApr 22, 2021
Instrument21050505900066
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4214 WOODMONT PARK LN, 4214, LOUISVILLE, KY 40245-8433

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 LESLIE AVE, COVINGTON, KY 41015-1624

Mortgage

Document Number0005900067
DateMay 5, 2021
Instrument21050505900067
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3903 Leslie Ave was $1,366.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,100 (-) Land $15,000 Building $88,100$103,100 (-) Land $15,000 Building $88,100
2025$1,366.00$103,100 Land $10,000 Building $93,100$103,100 Land $10,000 Building $93,100
2023$1,373.00$103,100 Land $10,000 Building $93,100$103,100 Land $10,000 Building $93,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 Leslie Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3903 Leslie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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