3903 Lake Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 3903 Lake Dr, Seffner, FL 33584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1981
Lot Size	0.479 acres (20,860 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2022)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066248-5035`

Property Details

APN / Parcel Number

Primary APN	`066248-5035`
Alternative APN	`U10292029L000005000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,672 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2012
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,860 sqft (0.479 acres)
Lot Dimensions	165 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	254 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0662485035
Street Address	3903 LAKE DR
City	SEFFNER
State	FL
Zip	33584-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	MIRROR LAKE LOTS 8 9 AND 10 BLOCK 5
Legal Range	20E
Legal Township	29S
Legal Section	10
Legal Subdivision	MIRROR LAKE
Legal Tract	29L
Legal Block	5
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	3
Census Block	3045
Census Tract	12107

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3903 LAKE DR, SEFFNER, FL 33584-5298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jun 12, 2006 · Amount on Record
Deed Document Number	2022341886
Prior Transfer Date	Aug 16, 2011
Prior Transfer Doc	0000267156
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 11, 2022
Property Address	3903 LAKE DR, SEFFNER, FL 33584-5298
Document Number	0000341886
Map Reference	MB 17 PG 4
Instrument Date	Jul 7, 2022
Instrument	2022341886
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 OSCEOLA CT NE, ST PETERSBURG, FL 33702-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 DURHAM ST, TAMPA, FL 33605-6225

Mortgage

Document Number	0000341887
Date	Jul 11, 2022
Instrument	2022341887

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3903 LAKE DR, SEFFNER, FL 33584-5298
Document Number	0000408215
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3903 LAKE DR SEFFNER FL 335845298, SEFFNER, FL 33584-5298

Mortgage

Document Number	0000408215
Date	Oct 5, 2020
Instrument	408215

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,979 (-1.01%) Land $100,552 Building $200,427	$300,979 (-1.01%) Land $100,552 Building $200,427
2025	$5,384.00 (-1.72%) Homeowner's exemption	$304,064 (+6.72%) Land $100,552 Building $203,512	$304,064 (+6.72%) Land $100,552 Building $203,512
2023	$5,478.00 (+27.9%)	$284,908 (+3.22%) Land $100,552 Building $184,356	$284,908 (+3.22%) Land $100,552 Building $184,356
2022	$4,283.00	$276,023 Land $83,794 Building $192,229	$276,023 Land $83,794 Building $192,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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