3903 Hwy 90 E, Crestview, FL 32539 Property Records

Okaloosa County property record for 3903 Hwy 90 E, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,202 sqft · built 2022
Lot Size	17.8 acres (778,853 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2019)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5241-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5241-4`
Alternative APN	`17-3N-22-0000-0004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,202 sqft Heated Area
Gross Area	4,102 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	778,853 sqft (17.8 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3903 HIGHWAY 90 E
City	CRESTVIEW
State	FL
Zip	32539-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SW1/4 N 13.87FT TO POB S86 DEG W 215.52FT CONT 216.35FT THC CONT 216.22FT THC N 470.5FT E 647.68FT S 421.64FT TO P
Legal Range	22
Legal Township	03N
Legal Section	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1095
Census Tract	20306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3903 HIGHWAY 90 E, CRESTVIEW, FL 32539-8063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Oct 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage CCB COMMUNITY BANK
Sep 23, 2019	Warranty Deed, Transfer OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	3306580
Deed Book / Page	3420 / 1904
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3903 HIGHWAY 90 E, CRESTVIEW, FL 32539-8063
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 HIGHWAY 90 E, CRESTVIEW, FL 32539-8063

Mortgage

Document Number	0036621429
Date	Feb 15, 2023
Book Page	3662/1429
Instrument	3606341

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3903 HIGHWAY 90 E, CRESTVIEW, FL 32539-8063
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BRYN MAWR BLVD, MARY ESTHER, FL 32569-2005

Mortgage

Document Number	0035794752
Date	Oct 12, 2021
Book Page	3579/4752
Instrument	3496199

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 23, 2019
Property Address	3903 HIGHWAY 90 E, CRESTVIEW, FL 32539-8063
Document Number	0034201904
Book / Page	003420 / 001904
Instrument Date	Sep 17, 2019
Instrument	3306580
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 BRYN MAWR BLVD MARY ESTHER FL 325692005, MARY ESTHER, FL 32569-2005

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+3.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$377,545 (+5.99%)	$518,395 (+7.85%) Land $86,904 Building $431,491
2023	$3,193.00 (+357.45%) Homeowner's exemption	$356,218 (+444.71%)	$480,681 (+635.03%) Land $68,665 Building $412,016
2022	$698.00	$65,396 Land $65,396	$65,396 Land $65,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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