3903 E Virgo Pl, Chandler, AZ 85249 Property Records

Maricopa County property record for 3903 E Virgo Pl, Chandler, AZ 85249

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,985 sqft · built 2004
Lot Size	0.201 acres (8,771 sqft)
Owner	Individual Name on File
Last Sale	$839,000 (Nov 2023)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-82-302`

Property Details

APN / Parcel Number

Primary APN	`304-82-302`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,985 sqft Living Area
1st Floor Area	2,090 sqft
2nd Floor Area	1,895 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,771 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3903 E VIRGO PL
City	CHANDLER
State	AZ
Zip	85249-5886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	SHADOW RIDGE MCR 624-02
Legal Range	06E
Legal Township	02S
Legal Section	30
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SHADOW RIDGE
Legal Lot Number	52
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1023
Census Tract	813600

Owner

3903 E Virgo Pl is owned and occupied by an individual who bought it in November 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 21, 2018	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	20230614397
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2023
Property Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Document Number	0000614397
Map Reference	MB 624 PG 2
Instrument Date	Nov 16, 2023
Instrument	20230614397
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886

Mortgage

Document Number	0000614398
Date	Nov 30, 2023
Instrument	20230614398

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2021
Property Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Document Number	0001167769
Map Reference	MB 624 PG 2
Instrument Date	Oct 25, 2021
Instrument	20211167769
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 E VIRGO PL, 3903, CHANDLER, AZ 85249-5886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886

Mortgage

Document Number	0001167770
Date	Oct 29, 2021
Instrument	20211167770

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610630
Date	Aug 13, 2018
Instrument	20180610630

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594201
Date	Jul 6, 2020
Instrument	20200594201

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2018
Property Address	3903 E VIRGO PL, CHANDLER, AZ 85249-5886
Document Number	0000866428
Instrument Date	Nov 14, 2018
Instrument	866428
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	UNITED TITLE AGENCY, UNITED TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3903 E VIRGO PL CHANDLER AZ 852495886, CHANDLER, AZ 85249-5886

Mortgage

Document Number	866429
Date	Nov 21, 2018
Instrument	866429

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3903 E Virgo Pl was $3,206.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,800	$628,000 Land $125,600 Building $502,400
2025	$3,206.00
2024		$63,350 (+16.95%)	$633,500 (+16.95%) Land $126,700 Building $506,800
2023	$3,075.00 (+3.74%)	$54,170 Land $10,830 Building $43,340	$541,700 Land $108,300 Building $433,400
2022	$2,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3903 E Virgo Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 E Virgo Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TREPIC Networks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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