3903 E Hartson Ave, Spokane, WA 99202 Property Records

Spokane County property record for 3903 E Hartson Ave, Spokane, WA 99202

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 656 sqft · built 1927
Lot Size0.148 acres (6,450 sqft)
OwnerIndividual Name on Record
Last Sale$244,999 (Oct 2025)
Tax Bill$1,834 (2026)
Deeds & MortgagesMortgage
Mortgage
+ 7 more
Flood ZoneZone X (moderate risk)
APN35221.2816

Property Details

APN / Parcel Number

Primary APN35221.2816

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area656 sqft Living Area
Gross Area1,112 sqft
1st Floor Area656 sqft
Basement Area456 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 2025
Architectural StyleBungalow
Exterior MaterialOther
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,450 sqft (0.148 acres)
Lot Dimensions129 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3903 E HARTSON AVE
CitySPOKANE
StateWA
Zip99202-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionROSSVALE ADD L19 B16
Legal Range43E
Legal Township25N
Legal Section22
Legal SubdivisionROSSVALE ADD
Legal Block16
Legal Lot Number19
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1021
Census Tract2900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
WFG INSURED
Deed of Trust, Mortgage
WFG INSURED
Deed of Trust, Mortgage
WFG INSURED
Oct 14, 2025Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 7, 2024Warranty Deed, Construction Loan · Construction Mortgage
RFLF 4 LLC
Mar 7, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jul 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 19, 2018Warranty Deed, Transfer · Conventional with PMI
HERITAGE HM LOANS
Aug 17, 2017Trustee's Deed, Foreclosure
JAMES M MCGIVERN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleNov 7, 2024 · Amount on Record
Deed Document Number20257446842
Prior Transfer DateAug 2, 2017
Prior Transfer Doc0006631868
Record UpdatedOct 29, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 14, 2025
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0007446842
Map ReferenceVOL K PG 15
Instrument DateSep 25, 2025
Instrument7446842
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyWFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,924.99
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107

Mortgage

Document Number0007446843
DateOct 14, 2025
Instrument7446843
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0007446844
DateOct 14, 2025
Instrument7446844
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

November 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 7, 2024
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0007382867
Map ReferenceVOL K PG 15
Instrument DateNov 4, 2024
Instrument7382867
Transaction TypeConstruction Loan
Record UpdatedNov 14, 2024
Title CompanyWFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 13632, SPOKANE VALLEY, WA 99213-3632
InvestorPossibly a Property Investor

Mortgage

Document Number0007382868
DateNov 7, 2024
Instrument7382868
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0006902144
Instrument DateMar 7, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address8903 E HARTSON AVE SPOKANE WA 99202, SPOKANE, WA 99202

Mortgage

Document Number0006902144
DateMar 17, 2020
Instrument6902144
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 16, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0006731161
Instrument DateJul 28, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E HARTSON AVE SPOKANE WA 992025107, SPOKANE, WA 99202-5107

Mortgage

Document Number0006731161
DateAug 3, 2018
Instrument6731161
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 2, 2038

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 19, 2018
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0006675972
Instrument DateJan 18, 2018
Instrument6675972
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,179.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E HARTSON AVE SPOKANE WA 992025107, SPOKANE, WA 99202-5107

Mortgage

Document Number6675973
DateJan 19, 2018
Instrument6675973
Lender
NameHERITAGE HM LOANS
TypeFunding / Finance Company
AddressSPOKANE, WA 99212
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSPOKANE WA
Recording DateAug 17, 2017
Property Address3903 E HARTSON AVE, SPOKANE, WA 99202-5107
Document Number0006631868
Instrument DateJul 28, 2017
Instrument6631868
Transaction TypeForeclosure
Record UpdatedAug 29, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5812 N VISTA LN SPOKANE WA 992121680, SPOKANE, WA 99212-1680

Mortgage

Document Number6631869
DateAug 17, 2017
Instrument6631869
Lender
NameJAMES M MCGIVERN
Address11215 E LACROSSE AVE, SPOKANE, WA 99206-4543
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,834.00 (+16%)$221,400 (+25.44%) Land $75,000 Building $146,400$221,400 (+25.44%) Land $75,000 Building $146,400
2025$1,581.00 (-59.25%) Disabled Person's exemption Senior Citizen's exemption$176,500 (+2.2%) Land $55,000 Building $121,500$176,500 (+2.2%) Land $55,000 Building $121,500
2024$3,880.00 (+5,364.79%)$172,700 (+41.74%) Land $55,000 Building $117,700$172,700 (+41.74%) Land $55,000 Building $117,700
2023$71.00 (-14.46%) Disabled Person's exemption Senior Citizen's exemption$121,840 Land $29,540 Building $92,300$121,840 Land $29,540 Building $92,300
2022$83.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Fatbeam, Intermax Networks, T-Mobile.

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