Spokane County property record for 3903 E 31st Ave, Spokane, WA 99223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 2018 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2019) |
| Tax Bill | $4,071 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35341.3402 |
| Primary APN | 35341.3402 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 1,987 sqft |
| 1st Floor Area | 1,547 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 113 sqft |
| Patio Area | 93 sqft |
| Canopy | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3903 E 31ST AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99223-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | SP Z17-392FSP LT B (AFN# 6623891) |
| Legal Subdivision | MCNAIRY FINAL CITY SHORT PLAT |
| Legal Lot Number | B |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4701 |
Source: Spokane County records · APN 35341.3402
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3903 E 31ST AVE, SPOKANE, WA 99223-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Feb 21, 2018 · Amount on Record |
| Deed Document Number | 20196845435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 23, 2019 |
| Property Address | 3903 E 31ST AVE, SPOKANE, WA 99223-5801 |
| Document Number | 0006845435 |
| Map Reference | VOL 31 PG 14&15 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 6845435 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,345.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3903 E 31ST AVE, SPOKANE, WA 99223-5801 |
| Document Number | 0006845436 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 6845436 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 21, 2018 |
| Property Address | 3903 E 31ST AVE, SPOKANE, WA 99223-5801 |
| Document Number | 0006683618 |
| Map Reference | VOL31 PG14&15 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 6683618 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | INLAND PROFESSIONAL TITLE LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,472.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3903 E 31ST AVE, SPOKANE, WA 99223-5801 |
| Document Number | 0006683619 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 6683619 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,071.00 (-6.5%) | $412,400 (+3.49%) Land $120,000 Building $292,400 | $412,400 (+3.49%) Land $120,000 Building $292,400 |
| 2025 | $4,354.00 (-3.78%) | $398,500 (-13.91%) Land $120,000 Building $278,500 | $398,500 (-13.91%) Land $120,000 Building $278,500 |
| 2024 | $462,900 (+37.11%) Land $75,000 Building $387,900 | $462,900 (+37.11%) Land $75,000 Building $387,900 | |
| 2023 | $4,525.00 (+14.61%) | $337,600 Land $40,000 Building $297,600 | $337,600 Land $40,000 Building $297,600 |
| 2022 | $3,948.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Lumen Technologies DSL | 140 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| Newmax Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 668 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPOKANE serves 346,138 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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