3903 E 11th Ave, Spokane, WA 99202 Property Records

Spokane County property record for 3903 E 11th Ave, Spokane, WA 99202

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,980 sqft · built 1955
Lot Size0.186 acres (8,100 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2022)
Tax Bill$3,315 (2026)
Deeds & MortgagesAug 2021 Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35224.3704

Property Details

APN / Parcel Number

Primary APN35224.3704

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,042 sqft
Basement Area1,042 sqft
Finished Basement938 sqft
Unfinished Basement104 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialBuilt-Up Asphalt
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area564 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3903 E 11TH AVE
CitySPOKANE
StateWA
Zip99202-5322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTUDOR HTS L7 &W10FT L8 B4
Legal Range43E
Legal Township25N
Legal Section22
Legal SubdivisionTUDOR HTS
Legal Block4
Legal Lot Number7,8
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2003
Census Tract2900

Owner

Source: Spokane County records · APN 35224.3704

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3903 E 11TH AVE, SPOKANE, WA 99202-5322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Sep 30, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 14, 2018Deed of Trust, Mortgage · Commercial Mortgage
MOUNTAIN WEST BANK
May 08, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleMay 08, 2019 · Amount on Record
Deed Document Number20227243475
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E 11TH AVE, SPOKANE, WA 99202-5322
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007114519
DateAug 17, 2021
Instrument7114519
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 30, 2022
Property Address3903 E 11TH AVE, SPOKANE, WA 99202-5322
Document Number0007243475
Map ReferenceVOL I PG 21
Instrument DateSep 20, 2022
Instrument7243475
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyWFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,205.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E 11TH AVE, SPOKANE, WA 99202-5322

Mortgage

Document Number0007243476
DateSep 30, 2022
Instrument7243476
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Mortgage

Document Number0007243477
DateSep 30, 2022
Instrument7243477
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3903 E 11TH AVE, SPOKANE, WA 99202-5322
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006733874
DateAug 14, 2018
Instrument6733874
Lender
NameMOUNTAIN WEST BANK
TypeBank
AddressSPOKANE, WA 99216
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMay 08, 2019
Property Address3903 E 11TH AVE, SPOKANE, WA 99202-5322
Document Number0006803694
Map ReferenceVOL I PG 21
Instrument DateMay 07, 2019
Instrument6803694
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,232.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E 11TH AVE, SPOKANE, WA 99202-5322

Mortgage

Document Number0006803695
DateMay 08, 2019
Instrument6803695
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,315.00 (+7.07%)$312,800 (-1.14%) Land $100,000 Building $212,800$312,800 (-1.14%) Land $100,000 Building $212,800
2025$3,096.00
2024$316,400 (+26.79%) Land $75,000 Building $241,400$316,400 (+26.79%) Land $75,000 Building $241,400
2023$3,096.00 (+5.99%)$249,550 (-) Land $57,750 Building $191,800$249,550 (-) Land $57,750 Building $191,800
2022$2,921.00$249,550 Land $57,750 Building $191,800$249,550 Land $57,750 Building $191,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
Concept Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 560 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SPOKANE
serves 346,138 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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