Lake County property record for 3903 Cinnamon Fern Loop, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 2001 |
| Lot Size | 0.143 acres (6,219 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2015) |
| Tax Bill | $4,305 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24-26-2015-000-11500 |
| Primary APN | 14-24-26-2015-000-11500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,874 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,219 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 420 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3795812 |
|---|---|
| Street Address | 3903 CINNAMON FERN LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34714-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SAVANNAS PHASE 2C SUB LOT 115 PB 43 PGS 99-100 ORB 4589 PG 706 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 14 |
| Legal Subdivision | SAVANNAS PHASE 2C SUB |
| Legal Tract | 2015 |
| Legal Lot Number | 115 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31314 |
3903 Cinnamon Fern Loop is owned and occupied by an individual who bought it in February 2015.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3903 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2015 · Amount on File |
| Deed Sale | Feb 25, 2015 · Amount on File |
| Prior Sale | Oct 25, 2011 · Amount on File |
| Deed Document Number | 201519333 |
| Deed Book / Page | 4589 / 706 |
| Prior Transfer Date | Jan 19, 2013 |
| Prior Transfer Doc | 0042732101 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,053 (-) Land $79,500 Building $234,553 | $314,053 (-) Land $79,500 Building $234,553 | |
| 2025 | $314,053 Land $79,500 Building $234,553 | $314,053 Land $79,500 Building $234,553 | |
| 2024 | $4,305.00 (+6.35%) | ||
| 2023 | $4,048.00 (+15%) Homeowner's exemption Widower's exemption Additional exemption filed | $303,586 (+23.05%) | $303,586 (+23.05%) Land $79,500 Building $224,086 |
| 2022 | $3,520.00 | $246,715 | $246,715 Land $43,000 Building $203,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3903 Cinnamon Fern Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3903 Cinnamon Fern Loop is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
May also be available: CenturyLink, Verizon.
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