3903 Carmel Dr, Austin, TX 78721 Property Records

Travis County property record for 3903 Carmel Dr, Austin, TX 78721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,207 sqft · built 1969
Lot Size	0.229 acres (10,010 sqft)
Owner	Individual Name on File
Tax Bill	$12,523 (2024)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0211180607`

Property Details

APN / Parcel Number

Primary APN	`0211180607`
Alternative APNs	`02111806070000` `202602`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	2,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,010 sqft (0.229 acres)
Lot Dimensions	114 ft deep x 95 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	556 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	202602
Old Parcel Number	02111806070000
Street Address	3903 CARMEL DR
City	AUSTIN
State	TX
Zip	78721-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OLT 20 DIV B OLIVIA HEIGHTS
Legal Subdivision	OLIVIA HEIGHTS
Legal Lot Number	7
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2007
Census Tract	2109

Owner

3903 Carmel Dr is owned and occupied by an individual who acquired it in September 2018.

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3903 CARMEL DR, AUSTIN, TX 78721-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018
Deed Sale	Sep 4, 2018
Prior Sale	Jun 15, 2015
Deed Document Number	2018140730
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3903 CARMEL DR, AUSTIN, TX 78721-1215
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117986
Date	May 26, 2021
Instrument	2021117986

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 4, 2018
Property Address	3903 CARMEL DR, AUSTIN, TX 78721-1215
Document Number	0000140730
Map Reference	VOL26 PG49
Instrument Date	Aug 31, 2018
Instrument	2018140730
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 CARMEL DR, AUSTIN, TX 78721-1215

Mortgage

Document Number	0000140731
Date	Sep 4, 2018
Instrument	2018140731

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000140732
Date	Sep 4, 2018
Instrument	2018140732

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$597,387 Land $281,288 Building $316,099	$597,387 Land $281,288 Building $316,099
2024	$12,523.00
2023		$760,748 Land $330,000 Building $430,748	$760,748 Land $330,000 Building $430,748
2022	$10,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	4 of 26
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 Carmel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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