Frederick County property record for 3903 Buffalo Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,715 sqft · built 1994 |
| Lot Size | 3.29 acres (143,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Dec 2020) |
| Tax Bill | $8,521 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-392562 |
| Primary APN | 19-392562 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,715 sqft Living Area |
| Gross Area | 5,243 sqft |
| 1st Floor Area | 2,255 sqft |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 143,312 sqft (3.29 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 428 sqft |
| Patio Area | 579 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 392562 |
|---|---|
| Street Address | 3903 BUFFALO RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 5 SEC 2 3.2956 ACRES BUFFALO RIDGE |
| Legal Subdivision | BUFFALO RIDGE |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 19, LINGANORE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 751702 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3903 BUFFALO RD, NEW WINDSOR, MD 21776-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAFAYETTE FCU |
| Dec 28, 2020 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Book / Page | 14399 / 113 |
| Prior Transfer Date | Jan 17, 2014 |
| Prior Transfer Doc | 0099420396 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3903 BUFFALO RD, NEW WINDSOR, MD 21776-8226 |
| Document Number | 0143250193 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2323 THURSTON RD FREDERICK MD 217048154, FREDERICK, MD 21704-8154 |
| Document Number | 0143250193 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 014325/000193 |
| Name | LAFAYETTE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 28, 2020 |
| Property Address | 3903 BUFFALO RD, NEW WINDSOR, MD 21776-8226 |
| Document Number | 0143990113 |
| Book / Page | 14399 / 113 |
| Map Reference | MB 46 FO 130 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3903 BUFFALO RD, NEW WINDSOR, MD 21776-8226 |
| Document Number | 14399119 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 14399/119 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $729,100 (+10.31%) Land $164,800 Building $564,300 | $729,100 (-) Land $164,800 Building $564,300 | |
| 2024 | $8,521.00 (+8.34%) | ||
| 2023 | $7,865.00 Homeowner's exemption | $660,967 | $729,100 Land $164,800 Building $564,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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