3903 Bellwood Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3903 Bellwood Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,819 sqft · built 1962
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-524-009-7`

Property Details

APN / Parcel Number

Primary APN	`114-524-009-7`
Alternative APN	`114-524-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area
1st Floor Area	1,346 sqft
2nd Floor Area	473 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3903 BELLWOOD DR
City	CONCORD
State	CA
Zip	94519-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 2936 LOT 579 EX MR
Legal Subdivision	SUBDIVISION 2936
Legal Tract	2936
Legal Lot Number	579
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	332000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117

Mortgage

Document Number	0000128258
Date	Dec 4, 2023
Instrument	2023-128258

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117

Mortgage

Document Number	0000228623
Date	Oct 6, 2020
Instrument	2020-228623

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117

Mortgage

Document Number	0000032083
Date	Feb 22, 2022
Instrument	2022-032083

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Document Number	0000047256
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3903 BELLWOOD DR CONCORD CA 945191117, CONCORD, CA 94519-1117

Mortgage

Document Number	0000047256
Date	Mar 12, 2020
Instrument	47256

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3903 BELLWOOD DR, CONCORD, CA 94519-1117
Document Number	0000148857
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3903 BELLWOOD DR CONCORD CA 945191117, CONCORD, CA 94519-1117

Mortgage

Document Number	0000148857
Date	Sep 10, 2019
Instrument	148857

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$135,748 (+2%) Land $31,580 Building $104,168
2025	$2,403.00 (+6.56%) Homeowner's exemption	$133,087 (+4.04%) Land $30,961 Building $102,126
2023	$2,255.00 (+2.55%) Homeowner's exemption	$127,920 Land $29,759 Building $98,161
2022	$2,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 778 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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