3903 Ave M, Fort Pierce, FL 34947 Property Records

St. Lucie County property record for 3903 Ave M, Fort Pierce, FL 34947

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,026 sqft · built 2013
Lot Size0.18 acres (7,841 sqft)
OwnerTrust Name on File
Tax Bill$1,030 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN2405-601-0552-000-8

Property Details

APN / Parcel Number

Primary APN2405-601-0552-000-8
Alternative APN
  • 18789

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,026 sqft Living Area
Gross Area1,365 sqft
1st Floor Area1,026 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,841 sqft (0.18 acres)
DrivewayConcrete Driveway
PorchScreened Aluminum Porch
Porch Area135 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number18789
Street Address3903 AVENUE M
CityFORT PIERCE
StateFL
Zip34947-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-4 COUNT
Legal DescriptionSUNLAND GARDENS BLK 30 LOT 9 (0.18 AC) (OR 881-2940: 883-1020: 899-1798)
Legal Range40E
Legal Township35S
Legal Section05
Legal SubdivisionSUNLAND GARDENS
Legal Block30
Legal Lot Number9
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group3
Census Block3047
Census Tract380902

Owner

Source: St. Lucie County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address3903 AVENUE M, FORT PIERCE, FL 34947-1851
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LUCIE FL
Property Address3903 AVENUE M, FORT PIERCE, FL 34947-1851
Document Number0044390077
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3903 AVENUE M FORT PIERCE FL 349471851, FORT PIERCE, FL 34947-1851

Mortgage

Document Number0044390077
DateJun 30, 2020
Book Page004439/000077
Instrument4723966
Lender
NameWINDSOR PK ASSET HOLDI TR (CT)
Address446 WRENPLACE RD, FORT MILL, SC 29715-0200
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050
Interest
Rate TypeFixed Rate
Rate9%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00 (+10.04%) Homeowner's exemption$57,246 (-67.8%)$193,000 (+8.55%) Land $56,300 Building $136,700
2024$936.00 (+0.43%)
2023$932.00 (+13.52%) Additional exemption filed$177,800 (+239.05%) Land $51,000 Building $126,800$177,800 (+19.57%) Land $51,000 Building $126,800
2022$821.00 Homeowner's exemption$52,440$148,700 Land $35,000 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (2008–2017)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Hotwire Communications, T-Mobile USA, Verizon.

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