3903 Adams Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3903 Adams Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,401 sqft · built 1996
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,093 (2024)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-1N-29-0000-02618-0000`

Property Details

APN / Parcel Number

Primary APN	`04-1N-29-0000-02618-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,401 sqft Heated Area
Gross Area	3,285 sqft
1st Floor Area	2,877 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	408 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	041N290000026180000
Street Address	3903 ADAMS RD
City	PACE
State	FL
Zip	32571-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF SW4 TH S 27.50 FT TH S 89W 1212.27 FT TO POB TH CONT S 89W 132 FT TH S 432 .15 FT TH S 90*E 132 FT TH N
Legal Range	29W
Legal Township	01N
Legal Section	04
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4004
Census Tract	10708

Owner

Source: Santa Rosa County records · APN 04-1N-29-0000-02618-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3903 ADAMS RD, PACE, FL 32571-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 1999
Deed Sale	Jan 21, 1999
Deed Document Number	0173501161
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3903 ADAMS RD, PACE, FL 32571-9328
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037881911
Date	Dec 10, 2018
Book Page	3788/1911
Instrument	201852193

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2033

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,093.00 (+9.93%) Homeowner's exemption	$190,587 (+3%)	$315,575 (+0.9%) Land $59,400 Building $256,175
2023	$1,904.00 (+2.86%) Homeowner's exemption	$185,036 (+3%)	$312,756 (%) Land $59,400 Building $253,356
2022	$1,851.00 Homeowner's exemption	$179,647	$312,768 Land $59,400 Building $253,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force 12 of 16 on primary residences
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.