3903 11th St, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 3903 11th St, Micco, FL 32976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 999 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Apr 2005)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-23-HH-27-10`

Property Details

APN / Parcel Number

Primary APN	`30-38-23-HH-27-10`
Alternative APNs	`30-38-23-HH-00027.0-0010.00` `3009176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,742 sqft
1st Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	522 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	181 sqft
Deck Area	474 sqft
Patio Area	35 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3009176
Street Address	3903 11TH ST
City	SEBASTIAN
State	FL
Zip	32976-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU1-7
Legal Description	SAN SEBASTIAN PLAT NO 1 LOT 10 & W 17 FT OF LOT 9 AS DESC IN ORB 3227 PG 3940 BLK 27
Legal Range	38E
Legal Township	30S
Legal Section	23
Legal Subdivision	SAN SEBASTIAN PLAT NO 1
Legal Block	27
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	2
Census Block	2059
Census Tract	65239

Owner

3903 11th St is owned and occupied by an individual who bought it in April 2005.

Source: Brevard County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3903 11TH ST, SEBASTIAN, FL 32976-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2005 · Amount on File
Deed Sale	Apr 20, 2005 · Amount on File
Prior Sale	May 14, 2001 · Amount on File
Deed Document Number	2005136475
Deed Book / Page	5454 / 4932
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3903 11TH ST, MICCO, FL 32976-2807
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 11TH ST, MICCO, FL 32976-2807

Mortgage

Document Number	0097560795
Date	Apr 5, 2023
Book Page	9756/795
Instrument	2023067284

Lender

Name	TRUIST BANK
Type	Bank
Address	RIDGEVILLE, SC 29472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3903 11TH ST, MICCO, FL 32976-2807
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 11TH ST, MICCO, FL 32976-2807

Mortgage

Document Number	0091902645
Date	Jul 15, 2021
Book Page	9190/2645
Instrument	2021183763

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3903 11th St was $1,107 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,700 (+2.7%)	$206,690 (-11.89%)
2025	$1,107.00 Homeowner's exemption	$81,500	$234,570 Land $45,000 Building $189,570
2023	$980.00 (+8.17%) Homeowner's exemption	$76,910 (+3%)	$224,150 (+10.21%) Land $40,000 Building $184,150
2022	$906.00 Homeowner's exemption	$74,670	$203,380 Land $44,000 Building $159,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3903 11th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 11th St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN SEBASTIAN WOODS private · serves 524 people · EPA ID FL3054170
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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