3902 Waverly Bend, Katy, TX 77450 Property Records

Fort Bend County property record for 3902 Waverly Bend, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2001
Lot Size	0.207 acres (9,028 sqft)
Owner	Owner Name on File
Tax Bill	$4,903 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R237104`

Property Details

APN / Parcel Number

Primary APN	`R237104`
Alternative APN	`2275-01-002-0110-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,028 sqft (0.207 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	455 sqft
Porch	Open Porch
Porch Area	112 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R237104
Street Address	3902 WAVERLY BND
City	KATY
State	TX
Zip	77450-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH INSTITUTIONAL CORE SEC 1, BLOCK 2, LOT 11
Legal Subdivision	CINCO RANCH INSTITUTIONAL CORE SEC 1
Legal Block	2
Legal Lot Number	11
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2011
Census Tract	673008

Owner

Source: Fort Bend County assessment roll, APN R237104, as of July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3902 WAVERLY BND, KATY, TX 77450-8017
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2010
Deed Sale	Sep 30, 2010
Prior Sale	Jul 26, 2001
Deed Document Number	2010096020
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3902 WAVERLY BND, KATY, TX 77450-8017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 WAVERLY BND, KATY, TX 77450-8017

Mortgage

Document Number	0000128453
Date	Sep 22, 2020
Instrument	2020128453

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	NACOGDOCHES, TX 75965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fort Bend County assessment roll as of July 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,903.00 (-20.6%) Homeowner's exemption	$415,898 (+1%) Land $61,425 Building $435,863	$497,288 (+0.7%) Land $61,425 Building $435,863
2024	$6,175.00 (+9%) Homeowner's exemption	$378,089 (+1%) Land $61,425 Building $432,409	$493,834 (+27.16%) Land $61,425 Building $432,409
2023	$5,665.00 (-11.42%) Homeowner's exemption	$343,717 Land $47,250 Building $341,105	$388,355 Land $47,250 Building $341,105
2018	$6,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), as of August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 in force
Nearby Flood Claims	7 (2017)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 360 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Radiate Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0790306, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCO MUD 2 serves 4,743 people
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.