3902 Upton Ave, Toledo, OH 43613 Property Records

Lucas County property record for 3902 Upton Ave, Toledo, OH 43613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 872 sqft · built 1917
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 2023)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10641`

Property Details

APN / Parcel Number

Primary APN	`05-10641`
Alternative APN	`03198016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	872 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	3,400 sqft (0.078 acres)
Lot Dimensions	116 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3902 UPTON AVE
City	TOLEDO
State	OH
Zip	43613-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-CO
Legal Description	FARMINGTON EIGHTH LOT 982
Legal Subdivision	FARMINGTON EIGHTH
Legal Tract	7
Legal Lot Number	982
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1002
Census Tract	701

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3902 UPTON AVE, TOLEDO, OH 43613-4525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jan 19, 2010
Deed Document Number	23104178
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 12, 2023
Property Address	3902 UPTON AVE, TOLEDO, OH 43613-4525
Document Number	0000021682
Map Reference	VOL 28 PG 1&2
Instrument Date	Jun 30, 2023
Instrument	202307120021682
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 UPTON AVE, TOLEDO, OH 43613-4525

Mortgage

Document Number	0000021683
Date	Jul 12, 2023
Instrument	202307120021683

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+21.1%)	$17,885 (-) Land $6,475 Building $11,410
2024	$1,038.00 (-10.9%)	$17,885 (+12.56%) Land $6,475 Building $11,410	$51,100 (+12.56%) Land $18,500 Building $32,600
2023	$1,165.00 (-0.43%)	$15,890 (-) Land $3,675 Building $12,215
2022	$1,170.00	$15,890 Land $3,675 Building $12,215
2021			$45,400 Land $10,500 Building $34,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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