Wilson County property record for 3902 Trace Dr W, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,996 sqft · built 2003 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3702-61-5160.000 |
| Primary APN | 3702-61-5160.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Heated Area |
| 1st Floor Area | 1,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3902 TRACE DR W |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-8428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR6 |
| Legal Description | 3902 TRACE DR W L22S4 WLKRS TRC 1.00LT |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 402 |
Source: Wilson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Sep 13, 2022 | Intrafamily Transfer, Transfer |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2022 |
| Transfer Doc | 002983/181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002996/343 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2996/343 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | WILSON, NC 27895 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Sep 13, 2022 |
| Property Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Document Number | 002983/181 |
| Book / Page | 2983 / 181 |
| Map Reference | MB 31 PG 104 |
| Instrument Date | Sep 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2811/394 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 2811/394 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3902 TRACE DR W, WILSON, NC 27893-8428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2737/309 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 2737/309 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,564 (-) Land $67,500 Building $474,064 | $541,564 (-) Land $67,500 Building $474,064 | |
| 2025 | $6,066.00 | $541,564 (-) Land $67,500 Building $474,064 | $541,564 (-) Land $67,500 Building $474,064 |
| 2024 | $6,066.00 (+42.06%) | $541,564 Land $67,500 Building $474,064 | $541,564 Land $67,500 Building $474,064 |
| 2021 | $4,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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