3902 Stover St, Napa, CA 94558 Property Records

Napa County property record for 3902 Stover St, Napa, CA 94558

Property Summary

Property Type	Duplex
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$739,000 (Oct 2026)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Oct 2026 Transfer Oct 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-423-001-000`

Property Details

APN / Parcel Number

Primary APN	`038-423-001-000`
Alternative APNs	`038-423-001` `03842301`

Exterior

Architectural Style	Duplex Single
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Old Parcel Number	038-423-001
Street Address	3902 STOVER ST
City	NAPA
State	CA
Zip	94558-2327
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	LOT 19 NAPA VLY UNIFIED SCHOOL DIST SUB 4P/M94
Legal Subdivision	NAPA VLY UNIFIED SCHOOL DIST SUB
Legal Lot Number	19
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2012
Census Tract	200602

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	68332 FAIRFIELD DR, SANTA ROSA, CA 95409
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Affidavit of Death of Trustee, Transfer
Oct 2, 2026	Affidavit of Death of Trustee, Transfer
Oct 2, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Deed Document Number	202614347
Prior Transfer Date	Sep 25, 2026
Prior Transfer Doc	0000014345
Record Updated	Oct 29, 2026

October 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	NAPA CA
Recording Date	Oct 2, 2026
Property Address	3902 STOVER ST, NAPA, CA 94558-2327
Document Number	0000014346
Instrument Date	Sep 25, 2026
Instrument	202614346
Transaction Type	Transfer
Record Updated	Oct 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	NAPA CA
Recording Date	Oct 2, 2026
Property Address	3902 STOVER ST, NAPA, CA 94558-2327
Document Number	0000014345
Instrument Date	Sep 25, 2026
Instrument	202614345
Transaction Type	Transfer
Record Updated	Oct 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 2, 2026
Property Address	3902 STOVER ST, NAPA, CA 94558-2327
Document Number	0000014347
Instrument Date	Sep 22, 2026
Instrument	202614347
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TITLE AND ESCROW COMPANY, UPWARD TITLE & ESCROW COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,102.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3902 STOVER ST, NAPA, CA 94558-2327

Mortgage

Document Number	0000014348,
Date	Oct 2, 2026
Instrument	202614348

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (+2.43%)	$144,886 (+2%) Land $32,970 Building $111,916	$144,886 (+2%) Land $32,970 Building $111,916
2025	$2,835.00 (-1.15%)	$142,046 (+4.04%) Land $32,324 Building $109,722	$142,046 Land $32,324 Building $109,722
2023	$2,868.00 (-1.21%)	$136,532 Land $31,070 Building $105,462
2022	$2,903.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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